Future Generali Critical illness Plan
General Insurance Company
Future Generali General Insurance is a joint venture between Future Group, which owns some of the most popular retail chains in India such as Big Bazaar and Pantaloon, and Generali Group, a leading insurance company based in Italy with strong presence in Europe. Due to their retail network, Future Generali has the advantage of having easy access to a large number of customers and the company was the first to come up with the idea of selling insurance policies to customers to who visit malls. They have termed this process of selling as Mall assurance.
Toll Free Number- 1800- 220-233 / 1860-500-3333
E-Mail - fgcare@futuregenerali.in
Future Generali Critical Illness Plan
Future Generali critical illness plan is a critical illness benefit policy, which will pay a lump sum amount on the diagnosis of the covered illness of specified severity post the initial waiting & survival period.
Unique Features - Future Generali Critical Illness Plan
Eligibility Criteria - Future Generali Critical Illness Plan
| Eligibility Criteria | |||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| Age Criteria | Min Entry Age: 18 Years Max Entry Age: 65 years (Self/Spouse/Parents) Min Entry Age: 6 Years Max Entry Age: 25 years (Dependent Child) |
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| Renewal Age | Life Long Renewal | ||||||||||
| Coverage for Individual & Family Basis | A maximum of 6 members can be added under policy with a maximum of 4 Adults (Self, Spouse, up to 2 dependent children until 25 years and 2 dependent parents) | ||||||||||
| Sum Insured | Rs. 1 Lac to Rs. 50 Lacs (Age 6 yrs to 45 yrs) Rs. 1 Lac to Rs. 20 Lacs (Age 46 yrs to 65 yrs) |
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| Policy Tenure | 1 Year | ||||||||||
Product Benefits - Future Generali Critical Illness Plan
| Critical Features | |||||
|---|---|---|---|---|---|
| No Of Covered Disease | 12 | ||||
| Initial Survival Period | 28 days | ||||
| Initial Waiting Period | 90 | ||||
| Coverage For PED | Not Covered | ||||
| Second Opinion | Not Covered | ||||
| Other Features | |||||
|---|---|---|---|---|---|
| Add On Covers | Not Available | ||||
| Sum insured Range | Rs. 1 Lac to Rs. 50 Lacs | ||||
| Type of Coverage | Individual and Family Floater | ||||
| Annual Health Check Up | Not Covered | ||||
Waiting Period - Future Generali Critical Illness Plan
coming into existence. The waiting period is not applicable on subsequent renewals
Pre-existing Diseases - Not Covered
Survival Period - Future Generali Critical Illness Plan
2. Kidney failure requiring regular dialysis
3. Primary pulmonary arterial hypertension
4. Liver failure
5. Multiple sclerosis with persisting symptoms
Surgical procedure of:
6. Major organ/bone marrow transplant
7. Open chest CABG (coronary artery bypass graft)
8. Aorta graft surgery
First time occurrences such as:
9. Stroke leading in permanent symptoms
10. First heart attack (myocardial infarction) of specified severity
11. Coma of specified severity
12 .Total blindness
Exclusion - Future Generali Critical Illness Plan
- Any pre-existing illness.
- Any diagnosis of diseases / undergoing of surgery / occurrence of event, whose signs or symptoms first occur within 90 days of Policy Period Start date.
- Expenses attributable to self-inflicted injury (resulting from suicide, attempted suicide)
- Medical expenses incurred for treatment of AIDS
- Treatment arising from or traceable to pregnancy and childbirth, miscarriage, abortion and its consequences
- War, riot, strike, nuclear weapons induced hospitalization, etc.
Add-ons - Future Generali Critical Illness Plan
Not Available
Additional Discounts - Future Generali Critical Illness Plan
Not Available