Buying a Senior Citizen health plan is not the end of your journey, and we understand that. With OneInsure, experience the new way of purchasing, managing, and getting service support on all types of policies.
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Here are some time-tested nuggets of wisdom from the desk of our in-house insurance gurus
Advancing age makes you more susceptible to illnesses. Thus, having a health insurance policy after 60 is vital. Ensure the policy offers maximum coverage and has little or no exceptions and sub-limits.
Insurers cover expenses for pre-existing conditions only after the relevant waiting periods are over. It is wise to choose a plan with shorter waiting periods.
Most senior citizen health insurance plans come with a co-payment clause, which means a certain percentage of the total claim amount will have to be borne by the policyholder. 20% or lower is ideal.
With healthcare- and hospital-related expenses rising after the age of 60, you need a safety net to ensure your life’s savings are not wiped out due to hospitalization
A health insurance policy not only provides timely medical attention but also helps you beat skyrocketing hospital bills since hospital visits become frequent with increasing age.
With a health insurance plan by your side, you can be rest assured you will receive quality treatment at a hospital of your choice as it provides adequate coverage at nominal premiums.
Apart from providing financial security during medical emergencies, a health insurance plan also provides attractive tax benefits under Section 80(D).
Know what you are buying! Before you make up your mind about your policy, it is recommended to go through our FAQs to understand the different aspects of the policy you intend to buy.