Travel Insurance

  • As you reach the golden years of your life, what better way to spend your time than traveling to new places and immersing yourself in different cultures? Often times, people wait until they have retired from their respective jobs to take leisure trips to foreign destinations since they don’t have to commit to a set routine.  A report titled 'Shaping the Future of Travel in the Asia Pacific' by Frost & Sullivan and Amadeus has stated that senior travelers in India will increase to 7.3 million by 2030, according to different news sources. While this figure makes it clear that many senior citizens are going to be traveling abroad, it also shows the importance of having a travel-friendly ecosystem for senior citizens in place.

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  • Saurabh’s mother during her stay in the USA suffered a major heart attack and was hospitalized for a few weeks there. The total cost of the treatment amounted to USD 45,000 against the policy of USD 50,000 that Saurabh had bought at ₹ 2,700. Saurabh was extremely happy to get his money reimbursed from his insurer. He immediately called OneInsure to thank our team for the timely guidelines. What was it, you must be guessing? So, what happened was, when Saurabh visited our office to buy the travel plan for his mother, he was almost on the verge of selecting a plan worth ₹ 1,700 (because it was comparatively cheaper) for a cover of USD 42,000. However, our expert insisted he rather buy the other plan that provides a USD 50,000 because there’s a difference of only a thousand bucks. And, if the need arises to make a claim, the other plan will help him save more money. Saurabh, although reluctantly, agreed to subscribe for the plan suggested by our expert, which eventually saved him USD 3,000.

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  • An unpleasant surprise like loss of passport, medical emergency or baggage theft is enough to dampen your holiday spirit. And when you're travelling to a foreign destination all alone, facing similar events can make the whole situation a lot more troublesome. That is why solo travellers need to have travel insurance in place before embarking on their trip. Travel insurance covers costs and risks associated with unexpected events that could arise while travelling. In other words, such policies protect you from various travel-related emergencies.

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  • A holiday to a far away destination would probably be the best thing that you could gift yourself and your family this New Year. However, amid all the excitements and the thrills, are you sure you’re not missing out on anything important that you would require during your travel? If you’re not sure, then here’s OneInsure to your rescue. Below is your Ultimate Travel Packing Checklist that you need to go through before you embark on your much-awaited New Year Holidays.

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  • We all need a break from our same old routine now and then. What better time to pack your bags and head somewhere than during the upcoming winter vacations. December is the great time to dust off your passport and head out on on adventure. (P.S. don't forget to get a travel insurance policy so that you'll be protected from unexpected medical and financial emergencies that might arise when you're overseas).

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  • Who doesn’t love travelling? The thought of seeing new places, exploring new cultures and tasting local cuisines is both fascinating and mesmerizing. Now, what is the one thing that many of us generally tend to push aside until the last moment? Travel insurance?? For those of you who do not know what  travel insurance is, well, it is an insurance product designed to cover the costs associated with unexpected events you might face while travelling like loss of baggage, flight cancellation, accidents, etc. Travel insurance is a must-have insurance product regardless of the kind of trip you’re taking. Whether you are taking a business trip or leisure trip, don't take the risk of travelling without being adequately insured.

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  • You’ve booked your flight tickets. Now what?

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  • Priya took her parents to New Zealand for a two-week trip. Unfortunately, her mother fell ill during the trip and had to be admitted to a hospital. When an incident like this happens in a new place, it can be a nightmare, especially when one has limited amount of money. But Priya had made a wise decision of taking out a travel plan for her parents and herself. All she had to do was get her mother admitted to a nearby hospital where she was offered a cashless service.

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  • While travelling abroad, people generally ensure they have travel insurance policies. Many foreign countries even have this as a pre-condition for visa issuanceBut what about when you’re travelling within the country? Why do many think it’s okay not to have a travel cover then? Being financially covered in your home-country is just as important as being insured when you’re abroad.

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  • Traveling to the US, Paris, Australia, New Zealand or any other foreign country for studies is a whole new experience and fills one with thrills, hopes, and all the positive energy. The atmosphere at home before going is filled with both – the excitement of the beginning of a new life and, the fear of the unexpected in a foreign land. Unfortunate events like falling sick, meeting with an accident, breaking teeth, losing baggage or one’s worst nightmare – losing passport, can make your stay difficult both on the mind and on the wallet. Medical expenses in countries like the US et al. are towering at a much faster rate than in India. What should the students then focus on - studies or expenses? These unfortunate instances can shift students’ focus from their studies. In such a situation, experts advise to cut down the worries with a student travel plan.

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