New India Assurance Overseas Mediclaim policy
The New India Assurance Co. Ltd. is a Government owned multinational general insurance company. The company operates in 27 countries and is considered to be the largest insurance company on the basis of the premiums collected, net worth and profit recorded in 2014-2015. New India Assurance has also collaborated with banks to increase its distribution network.
Toll Free - 1800-209-1415
New India Overseas Mediclaim is a policy which covers you against unexpected medical and financial emergencies, during your overseas trip. The policy covers expenses related to bodily injuries, sickness, loss of baggage, loss of passport, etc. The plans available under Overseas Mediclaim policy are Business- Holiday Travel and Employment- Studies Travel.
Unique Features of New India Assurance Overseas Mediclaim policy
Premium payable in Rupees and Claims settled abroad in foreign Currency
Policy available for frequent corporate travelers
Eligibility Criteria for New India Assurance Overseas Mediclaim policy
| Product Name | Travel Guard | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Minimum Age of Entry | 6 months | ||||||||||||
| Maximum age of Entry | 70 years | ||||||||||||
| Renewal Age | Upto 70 Years | ||||||||||||
| Sum Insured | $50,000/ $1,00,000/ $2,50,000/ $5,00,000 | ||||||||||||
| Policy Tenure | Original policy for 180 days and can get extension for additional 180 days | ||||||||||||
| Family Definition | Individual / Family includes Self, Spouse | ||||||||||||
| Premium Calculated on Basis of | Age, Trip duration, Destination and Sum Insured | ||||||||||||
Product Benefits of New India Assurance Overseas Mediclaim policy
| Business & Holiday | |||||||
| PLAN | Medical/Repatriation Expenses | P.A | Loss of Checked in Baggage | Delay of Checked in Baggage | Loss of Passport | Personal Liability | Deductible |
| A-1 (World wide excluding USA/Canada) | 50,000 | 10,000 | 1,000 | 100 | 150 | 200,000 | 100 |
| A-2(World wide excluding USA/Canada) | 2,50,000 | 25,000 | 1,000 | 100 | 250 | 200,000 | 100 |
| B-1 (World wide including USA/Canada) | 1,00,000 | 25,000 | 1,000 | 100 | 150 | 200,000 | 100 |
| B-2 (World wide including USA/Canada) | 5,00,000 | 25,000 | 1,000 | 100 | 250 | 200,000 | 100 |
| E-1 CFT (World wide including USA/Canada) | 100,000 | 25,000 | 1,000 | 100 | 150 | 200,000 | 100 |
| E-2 CFT (World wide including USA/Canada) | 5,00,000 | 25,000 | 1,000 | 100 | 250 | 200,000 | 100 |
| Employment & Student Policy | ||||||
| PLAN | COVERAGE / SUM INURED IN US$ | |||||
| Medical | Repatriation of remains | Reunion Expenses | Deductible | |||
| C (Worldwide excluding USA/Canada) | 1,50,000 | 10000 | 5000 | 100 | ||
| D (Worldwide including USA/Canada) | 1,50,000 | 10000 | 5000 | 100 | ||
| D-1 (Worldwide including USA/Canada) | 5,00,000 | 10,000 | 5,000 | 100 | ||
Exclusions for New India Assurance Overseas Mediclaim policy
- All pre-existing disease/illnesses are not covered (known and unknown).
- Traveling against Medical advice or for Medical treatment including routine check-up.
- First USD 100 of all claims are to be borne by the traveller.
Claim Process for New India Assurance Overseas Mediclaim policy
Service provider is to be informed in each & every medical treatment. Non Intimation may invalidate the claim.
Service Provider details
Toll – FreeNumber for Assistance
USA +1800 254103
Europe +34 900838022
Singapore 8001302100
India 1800 22 4004
Email: assistance@aatps.co
Fax numbers (+1 877 395 1784)