Two Wheeler Insurance
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Looking for the best insurance quotes for your vehicle? Please fill in the details on the left.

OneInsure Benefits

Buying a bike insurance plan is just not enough and we understand that. With OneInsure, experience the new way of purchasing, managing and getting service-support on all types of two wheeler insurance policies.

Claim Assistance

Right from helping you file a claim until its settlement, we’ve got everything covered!

Service & Support

Round-the-clock assistance from our team of subject matter experts on all types of bike policies for a lifetime.

Competitive Rates

Compare bike insurance plans and get the right policy at the most competitive rates.

OneInsure App

Experience the ease of managing your policies from anywhere and anytime.

Features To Look For

Bike insurance plans are differentiated based on their features! Understand what best suits your need and choose wisely.

Zero Depreciation

With this add-on in place you can get your bike repaired without having to pay the depreciation value

NCB Protection

In the event of a claim, this cover protects your No Claim Bonus (NCB) from resetting to the default ‘0%’.

Return to Invoice

Get complete value of your bike in case of total damage or theft. Its value is based on the cost mentioned in your bike’s invoice.

Road Side Assistance

This feature provides emergency road side assistances like towing, flat tire replacement, battery jump-start and many more.

Premium Determiners

To determine the premium amount for any bike insurance policy, insurers take the following aspects into account.

IDV

The sum assured amount of your vehicle is known as Insured Declared Value (IDV). Your IDV will always be less than your bike’s invoice value.

Bike Type & Value

Your vehicle’s make, model and the probable risks associated with it are important factors that decide the premium.

NCB Percentage

Your existing No Claim Bonus (NCB) percentage will get you a certain discount on your total premium.

City of Registration

Depending on the location of your registration, your premium shall increase or decrease.

FAQ's

Know what you are buying! Before you make your mind about your policy, it is recommended to go through our FAQs to understand the different aspects of a bike insurance policy.

What is Two Wheeler Insurance?

Two Wheeler Insurance covers damage to your bike caused by natural and man-made calamities. The Motor Vehicles Act, 1988 makes it mandatory for every vehicle owner to have a motor insurance policy for their vehicle. Driving without insurance for your two-wheeler is punishable under the law.

How is the premium calculated?

The factors taken into consideration by the insurance company while determining the premium rates are the IDV, bike model/make, zone of registration, year of make, age of bike and cubic capacity. You are entitled to avail the No Claim Bonus upon renewal if you have not filed a claim during the preceding year.

What is Third-party Bike Insurance?

Third-party bike insurance covers your legal liability to a third party when your two-wheeler is at fault. However, it does not cover damages caused to your vehicle or injuries you have suffered because of the accident. To drive on the Indian roads, you must at least have a third-party liability cover.

What is Comprehensive Bike Insurance?

Comprehensive Bike Insurance covers your bike against damages and losses suffered due to accidents, theft, and natural & man-made calamities. It covers legal liabilities arising due to i) death of the third party, ii) injuries caused to the third party and iii) property damage suffered by the third party as a result of your insured vehicle.

What are the documents required to file a Two Wheeler Insurance claim?

Your policy papers will mention all the documents that need to be submitted while filing a Two Wheeler Insurance claim. The common ones include filled-up claim form, copy of driver’s license, copy of registration certificate of the vehicle, FIR (in the event of third party death, demise or property damage) and repair bills and payment receipts.

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