An insurance endorsement is a mini-policy that is added to a current insurance policy to change certain information on the original insurance documents. It helps to enhance the insurance policy and update details for coverage of policyholders.
L&T General Insurance, which has been acquired by HDFC ERGO General Insurance, has a specified endorsement procedure during the term of the policy. Any request for endorsements must be made by the insured in writing, which would be effective from the date of the request from the insured, or the date of receipt of premium or approval if required, whichever is later.
The following are available endorsements.
Non-financial endorsements that do not affect premiums:
Financial endorsements that result in alteration of premiums:
All endorsement requests received from the insured will be assessed by the underwriting team and additional information/documents will be requested, if required.
L&T General Insurance, which has been acquired by HDFC ERGO General Insurance, allows the policyholder to process endorsements through their website. If not, the policyholder needs to call the customer service number to register endorsements and send across the requested valid documents.
Customers can also contact the nearest HDFC ERGO General Insurance branch for any further information.