The following are the features of Aditya Birla Sun Life Insurance Premium Back Term Plan:

1. When the policy matures, the total amount paid towards premium will be paid back to the policyholder.
2. The policyholder has 2 options to choose from: (a) 100% premium back (b) 123% premium back (pb)
3. Under option (a) - in case of death, the policyholder gets coverage face amount + 100% premium paid till date.

In case of maturity, the policyholder gets 100% premium paid.

4. Under option (b) - in case of death, the policyholder gets coverage face amount + 100% premium paid till date.

In case of maturity, the policyholder gets 125% premium paid.