Given the number of accidents that take place every year, making a car insurance claim has become very frequent. So here are our top car insurance claim advices that you should adhere to, to make sure that your claim does not get rejected.

Advice 1: Make sure you have understood your policy well – Before purchasing your car insurance, do go through all the details of your policy documents very carefully and ask all the queries that you may have. Check for exclusions, special notes, and so on.

Advice 2: Make sure all the necessary documents are kept organized – Whether the documents are related to your car insurance policy or your legal ID proof, keep a copy of all of them in one place so that it comes in handy when you need them.

Advice 3: Don't forget to call your insurer and inform about the mishap – When the accident, theft, or any other unforeseen event that is covered under the plan occurs, call your insurance company immediately and inform about the mishap. Give them the necessary details like the policy number.

Advice 4: Put in all the correct details on insurance claim form before submitting it – Make sure that you fill in the details on the insurance claim form correctly. Incorrect information may lead to rejection or delay of claim settlement.

Advice 5: Have the claim adjuster inspect the damaged property – Your insurance company will send a claim adjuster who will come and inspect the property that is damaged. When he comes, make sure that you provide him with all the accurate information. Do not misrepresent or conceal any information from him. Once all the formalities are done, wait for the intimation from your insurer.