ICICI Lombard Senior Citizen
General Insurance Company
ICICI Lombard General Insurance Company is a joint venture between ICICI Bank and Fairfax Financial Holdings Limited, a financial services company based in Canada. ICICI Lombard has successfully launched a variety of innovative products using latest technology and managed to stay ahead of its competitors. In 2014, the company received Best Mobile Application award by the Asia Insurance Technology Award.
Toll Free - 1800 2666
09223622666 (Chargeable)
Email: customersupport@icicilombard.com
ICICI Lombard Senior Citizen Travel is a specially designed plan for senior citizens aged between 71 to 85 years with extensive coverage to provide protection across the globe. The plan offers cashless medical services across the world and can be obtained without a medical test.
Unique Features of ICICI Lombard Senior Citizen
No medical test required upto 85 years of age
No Sublimits plans are available for Schengen countries
Cashless medical services across the world
Quality health care facility for insured through UHI
Original policy cover for 180 days can be extended to another 180 days.
Eligibility Criteria for ICICI Lombard Senior Citizen
| Product Name | Travel Guard | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Minimum Age of Entry | 71 years | ||||||||||||
| Maximum age of Entry | 85 years | ||||||||||||
| Renewal Age | Upto 85 Years | ||||||||||||
| Sum Insured | $25,000/ $50,000 | ||||||||||||
| Policy Tenure | Original policy for 180 days and can get extension for additional 180 days | ||||||||||||
| Family Definition | Individual / Family includes Self, Spouse | ||||||||||||
| Premium Calculated on Basis of | Age, Trip duration, Destination and Sum Insured | ||||||||||||
Product Benefits of ICICI Lombard Senior Citizen
| Benefits | Sum Insured | Deductibles in $/Hrs |
| Medical Cover (includes medical evacuation cost) | US$ 25,000, US$ 50,000 | US$ 100 (Total amount applicable for Medical Expenses along with the applicable extensions under Medical Expenses) |
| Repatriation of Remains (Including in medical Sum Insured) | US$ 7,500 | NA |
| Total Loss of Checked in Baggage | US$ 500 | NA |
| Delay of Checked in Baggage | US$ 100 | 6 Hours |
| Loss of Passport | US$ 300 | US$ 50 |
| Personal Liability | US$ 1,00,000 | 5% of Actual |
| Personal Accident | US$ 2,500 | NA |
| Hijack Distress Allowance | US$ 125 per day for max. 7 days | 12 Hours |
| Emergency Cash Advance | US$ 1,000 | NA |
| Trip Cancellation & Interruption | US$ 500 | NA |
| Missed Flight Connection | US$ 500 | 3 Hours |
| Trip Delay | US$ 500 | 6 Hours |
| Political Risk and Catastrophe Evacuation | US$ 7,500 | NA |
Exclusions for ICICI Lombard Senior Citizen
The company shall not be liable to pay any benefit to the Insured caused due to:
- Addiction to alcohol, drugs
- Mental disorder, anxiety, depression
- Venereal diseases
- Sexually transmitted diseases, AIDS, HIV
- Radiation, nuclear weapons induced
- Sporting activities
- Expenses arising out of loss of valuables, money, securities and tickets
- Naturopathy treatment, ayurvedic /homeopathic therapies
- Treatment relating to removal of physical flaws-cosmetic or plastic surgery
- Costs incurred relating to rest or recuperation at a spa or health resort
Please refer the policy wordings for detailed list of Exclusions
Claim Process for ICICI Lombard Senior Citizen
Service provider is to be informed in each & every medical treatment. Non Intimation may invalidate the claim.
Service Provider details
USA and Canada (+1 844 871 1200) Toll Free
From the rest of the world (+ 91 124 4498778) Call back facility
India 1800 102 5721 (Toll Free)
Email icicilombard@falck.com
Fax (+91 124 4006674)