Liberty Videocon - Janta Personal Accident (PA) Policy
Liberty Videocon General Insurance is a collaboration between Liberty Mutual Insurance Group, a leading global property and casualty group based in Boston and India based Videocon Industries. Liberty Videocon offers products like personal accident, health and international travel policies. The company mission is to build a customer-centric business to cater to the specific needs of individual and corporate customers.
Toll Free line: 1800-266-5844 / 022-6700 1313
E-mail: care@libertyvideocon.com
Liberty Videocon - Janta Personal Accident Policy
This policy offers compensation in case of death or bodily injury to the insured person, directly and solely as a result of an accident, by external, visible and violent means.
Unique Features - Liberty Videocon Janta Personal Accident Policy
Accidental Death - In event of an accident, if the insured dies then 100% of the sum insured will be payable.
Permanent Total: It provides for payment of compensation for bodily injury caused by accidental, violent, external and visible means resulting in Permanent Total Disablement resulting from an accident.
Eligibility Criteria - Liberty Videocon Janta Personal Accident Policy
| Category | Details | ||||||
|---|---|---|---|---|---|---|---|
| Age Group | Min Entry Age: 18 Years (5 Years for Children) Max Entry Age: 75 Years |
||||||
| Renewal Age | Lifelong Renewal | ||||||
| Sum Insured | |||||||
| Policy Tenure | 1 Year | ||||||
| Family Definition | Individual | ||||||
Product Benefits - Liberty Videocon Janta Personal Accident Policy
| Benefits | Description | ||||||
|---|---|---|---|---|---|---|---|
| Accidental Death | 100% of Sum Insured | ||||||
| Limbs (both hands or both feet or one hand and one foot) | 100% of Sum Insured | ||||||
| Loss of a Limb and an eye | 100% of Sum Insured | ||||||
| Complete and irrecoverable loss of sight of both eye | 100% of Sum Insured | ||||||
| Loss of sight of one eye, or total and irrecoverable loss of use of a hand or a foot | 50% of Sum Insured | ||||||
| Permanent Total Disability due to Accident | 100% of Sum Insured | ||||||
Add-ons - Liberty Videocon Janta Personal Accident Policy
Not Available
Additional Discounts - Liberty Videocon Janta Personal Accident Policy
Not Available
Exclusion - Liberty Videocon Janta Personal Accident Policy
- Death or disability resulting directly or indirectly caused by, contributed to or aggravated or prolonged by child-birth or from pregnancy excluding ectopic pregnancy.
- Any pre-existing condition/ disability / accidental injury.
- Any claim of the Insured Person:
(i) from intentional self-injury, suicide or attempted suicide;
(ii) for any injury or death caused to the Insured whilst under the influence of liquor or drugs or other intoxicants;
(iii) for any injury or death caused to the Insured whilst engaging in aviation or ballooning whilst mounting into, dismounting from or travelling in any aircraft or balloon other than as a passenger (fare paying or otherwise) in any duly licensed standard type of aircraft anywhere in the world;
(iv) directly or indirectly, caused by venereal disease, AIDS or insanity;
(v) for any injury or death caused to the Insured whilst driving any vehicle without a valid driving licence;
(vi) for any injury or death caused to the Insured whilst engaging as a driver, co-driver or passenger of a vehicle engaging in speed contest or racing of any kind or participating in a trail run, etc.
Claim Process - Liberty Videocon Janta Personal Accident Policy
In case you would like to know about the Claim Process or would like to register a Claim please click the link below
Know Claim Process