Bajaj Allianz Individual Travel Prime Plan
Bajaj Allianz
General Insurance Company
General Insurance Company
Bajaj Allianz General Insurance Company Limited is a joint venture between Bajaj Finserv Limited 74% and Allianz SE 26% as on 31st March 2013. Bajaj Allianz General Insurance Co. Ltd offers products like Motor Insurance, Health Insurance, Travel Insurance, Home Insurance Etc.
Contact Details
Toll Free- 1800-209-5858, 1800- 209- 0144
Phone number: 020-30305858
Fax number: 91-20-30512207
Email: travel@bajajallianz.co.in
Email: customercare@bajajallianz.co.in
Product Overview of Bajaj Allianz Individual Travel Prime Plan
Bajaj Allianz Individual Travel Prime Plan is a specially customized travel plan that caters to the needs of an individual traveling abroad. Plan covers all medical eventualities including hospitalization and other incidental expenses at a fraction of the amount that would be otherwise needed. The plan is available in five variants: Silver, Gold, Platinum, Super Platinum and Maximum.
Unique Features of Bajaj Allianz Individual Travel Prime Plan
Covers expenses of hospitalization, loss of baggage and other incidental expenses
Covers you against trip cancellation, trip curtailment and burglary of your home
24 hours Call Centre service
Cover against loss of passport, baggage
Quick disbursement of claims
Global expertise matched with local knowledge
Only insurance company with in-house international toll-free numbers and fax numbers
Eligibility Criteria for Bajaj Allianz Individual Travel Prime Plan
| Product Name | Travel Guard | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Minimum Entry age | 6 months | ||||||||||||
| Maximum Entry age | 60 years | ||||||||||||
| Renewal Age | Up to 60 years | ||||||||||||
| Sum Insured | $50,000/ $2,00,000/ $5,00,000/ $7,50,000/ $10,00,000 | ||||||||||||
| Policy Tenure | 180 days and can be further extended to 180 days | ||||||||||||
| Premium Calculated on Basis of | Age, Trip duration, Destination and Sum Insured | ||||||||||||
Product Benefits of Bajaj Allianz Individual Travel Prime Plan
| Silver | Gold | Platinum | Super Platinum | Maximum | Deductible | |
| Coverages | 50,000 USD | 2 Lakhs USD | 5 Lakhs USD | 7.5 Lakhs USD | 10 Lakhs USD | - |
| Personal Accident* | 15,000 USD | 25,000 USD | 25,000 USD | 25,000 USD | 25,000 USD | Nill |
| Medical Expenses and Evacuation | 50,000 USD | 200,000 USD | 500,000 USD | 750,000USD | 1,000,000 USD | 100 USD |
| Emergency Dental Pain Relief included in above limits | 500 USD | 500 USD | 500 USD | 500 USD | 500 USD | 100 USD |
| Repatriation | 5,000 USD | 5,000 USD | 5,000 USD | 6,000 USD | 6,500 USD | Nil |
| Loss of Checked Baggage** | 500 USD | 1,000 USD | 1,000 USD | 1,000 USD | 1,000 USD | Nil |
| Accidental Death & Disability(Common Carrier) | 2,500 USD | 5,000 USD | 5,000 USD | 5,000 USD | 5,000 USD | Nil |
| Loss of Passport | 250 USD | 250 USD | 250 USD | 300 USD | 300 USD | 25 USD |
| Personal Liability | 100,000 USD | 200,000 USD | 200,000 USD | 250,000 USD | 250,000 USD | 100 USD |
| Hijack cover | 50 USD per day to max 300 USD | 60 USD per day to max 360 USD | 60 USD per day to max 360 USD | 60 USD per day to max 360 USD | 60 USD per day to max 360 USD | Nil |
| Trip Delay | 25 USD per 12 hrs to max 120 USD | 30 USD per 12 hrs to max 180 USD | 30 USD per 12 hrs to max 180 USD | 30 USD per 12 hrs to max 180 USD | 30 USD per 12 hrs to max 180 USD | 12 Hrs |
| Hospitalization Daily Allowance | 20 USD per day to max 100 USD | 25 USD per day to max 125 USD | 25 USD per day to max 125 USD | 25 USD per day to max 125 USD | 25 USD per day to max 125 USD | Nil |
| Golfer's Hole-in-one | 250 USD | 500 USD | 500 USD | 500 USD | 500 USD | Nil |
| Trip Cancellation | 500 USD | 1,000 USD | 1,000 USD | 1,000 USD | 1,000 USD | Nil |
| Trip Curtailment | 200 USD | 300 USD | 500 USD | 500 USD | 500 USD | Nil |
| Delay of Checked Baggage | 100 USD | 100 USD | 100 USD | 100 USD | 100 USD | 12 Hours |
| Home Burglary Insurance | INR 100,000 | INR 200,000 | INR 300,000 | INR 300,000 | INR 300,000 | Nil |
| Emergency Cash Benefit*** | 500 USD | 1,000 USD | 1,000 USD | 1,500 USD | 1,500 USD | Nil |
| Missed Connection | 100 USD | 100 USD | 100 USD | 100 USD | 100 USD | 12 Hours |
| Difference in Airfare due to delayed or early return | 500 USD | 500 USD | 500 USD | 500 USD | 500 USD | Nil |
| Bounced Hotel | 500 USD | 500 USD | 500 USD | 500 USD | 500 USD | Nil |
| PA Cover in India | INR 50,000 | INR 50,000 | INR 50,000 | INR 50,000 | INR 50,000 | Nil |
| Abbreviation INR indicates Indian National Rupees | ||||||
| Abbreviation * indicates only 50% of the Sum assured in respect of the death of the insured person below age of 18 years e.g in case of death of insured person who is below age of 18 years total liability will become 50% of total SI for personal accident i.e 50%*10000 USD= 5000 USD | ||||||
| Abbreviation ** Per Baggage maximum 50% and per item in the baggage 10% | ||||||
| Abbreviation *** Cash advance would include delivery charges | ||||||
Exclusions for Bajaj Allianz Individual Travel Prime Plan
- Any medical condition or complication arising from it which existed before the commencement of the policy period, or for which care, treatment or advice was sought, recommended by or received from a physician.
- Routine physical or other examination where there is no objective indication of impairment of normal health.
- Medical expenses beyond the expiry of the policy period.
- Suicide, attempted suicide or willfully self-inflicted injury or illness, mental disorder, anxiety/stress/depression/nervousness having no underlying physical illness as a cause; venereal disease, alcoholism, drunkenness or the abuse of drugs.
- Manual work or hazardous occupation, self-exposure to needless peril (except in an attempt to save human life), engaging in any criminal or illegal act.
- Pregnancy, resulting in childbirth, miscarriage, abortion, or complication arising out of any of the foregoing.
- Experimental, unproven or non-standard treatment.
- Treatment by any other system other than modern medicine (also known as Allopathy).
- The cost of spectacles, contact lenses, hearing aids, crutches and all other external appliances and/or devices whether for diagnosis or treatment.
- Delay of baggage when the intended destination is in India.
- Loss or damage to the insured's passport as a result of the confiscation or detention by customs, police or any other authority.
- Loss which is not reported to the appropriate police authority within 24 hours of the discovery of the loss, and in respect of which an official report has not been obtained.
- Loss caused by the insured's failure to take reasonable steps to guard against the loss of passport.
Any claims arising out of or attributable to any of the following is not covered
Claim Process for Bajaj Allianz Individual Travel Prime Plan
Assistance service provider is to be informed in each & every medical treatment. Non Intimation may invalidate the claim.
Service Provider details
| Country | Contact No. |
|---|---|
| USA (001) | 18665876903 |
| Canada (001) | 18669143705 |
| Australia (061) | 0011+800 10002005 |
| Austria (043) | 00+800 10002005 |
| Belgium (032) | 00+800 10002005 |
| Denmark (045) | 00+800 10002005 |
| Finland (358) carrier TS | 990+800 10002005 |
| Finland (358)-carrier Elisa | 999+800 10002005 |
| France (033) | 00+800 10002005 |
| Germany (049) | 00+800 10002005 |
| Hong Kong (852) | 001+800 10002005 |
| Hungary (036) | 00+800 10002005 |
| Ireland (353) | 00+800 10002005 |
| Israel (972) | 014+800 10002005 |
| Italy (039) | 00+800 10002005 |
| Japan (081)-carrier Tele | 0041-010+800 10002005 |
| Japan (081)-carrier IDC | 0061-010+800 10002005 |
| Japan (081)-carrier KDD | 001-010+800 10002005 |
| Japan (081)-carrier NTT | 0033-010+800 10002005 |
| Malaysia (060) | 00+800 10002005 |
| Netherlands (031) | 00+800 10002005 |
| New Zealand (064) | 00+800 10002005 |
| Norway (047) | 00+800 10002005 |
| Philippines (063) | 00+800 10002005 |
| Portugal (351) | 00+800 10002005 |
| Singapore (065) | 001+800 10002005 |
| So. Korea (082)-carrier Telecom | 001+800 10002005 |
| So. Korea (082)-carrier Dacom | 002+800 10002005 |
| Spain (034) | 00+800 10002005 |
| Sweden (046) | 00+800 10002005 |
| Switzerland (041) | 00+800 10002005 |
| Thailand (066) | 001+800 10002005 |
| UK (044) | 00+800 10002005 |