United India Overseas Travel- Business & Holiday
United India Insurance Company is Government owned, public sector company, which was formed by merging 22 companies. The company has presence in more than 200 cities and offers large number of unique plans which may not available with other companies.
Phone No. - 044-28520161
Email: customercare@uiic.co.in
United India Overseas Travel for Business and Holiday provides coverage for health expenses as well as trip related insurance coverage. The plan also covers insurance for trip delays, trip interruptions, trip cancellations and related problems through various plans offered by many a insurer in Indian market today. Additionally cover for travel-related expenses such expenses incurred for medical and health emergencies that may arise during trip is provided under Travel Insurance plans.
Unique Features of United India Overseas Travel- Business & Holiday
Faster and hassle-free claim settlement
Covers loss of baggage and passport
Quick disbursement of claims
The plan covers In-flight personal accident benefit
Eligibility Criteria for United India Overseas Travel- Business & Holiday
| Product Name | Travel Guard | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Minimum Age of Entry | Any persons going abroad on business & holiday | ||||||||||||
| Maximum age of Entry | Any persons going abroad on business & holiday | ||||||||||||
| Renewal Age | NA | ||||||||||||
| Sum Insured | up to $500 | ||||||||||||
| Policy Tenure | ? | ||||||||||||
| Family Definition | Individual | ||||||||||||
| Premium Calculated on Basis of | Age, Trip duration, Destination and Sum Insured | ||||||||||||
Product Benefits of United India Overseas Travel- Business & Holiday
Plan A-1 (Worldwide - Excl. USA / Canada)
| (With Medical Examination) Sum Insured | (Without Medical Examination) Sum Insured | ||
| Section - A | Illness and / or | US $ 500 | US $ 100 (for illness only) |
| Treatment following Accident | US $ 500 (treatment on accident only) | ||
| Deductible | US $ 100 | US $ 100 | |
| Section - B | Personal Accident | US $ 100 | US $ 100 |
| Section - C | Loss of Checked in Baggage | US $ 10 | US $ 10 |
| Section - D | Delay of Checked in Baggage - over 12 Hrs - Outbound flights | US $ 100 | US $ 100 |
| Section - E | Loss of Passport | US $ 150 | US $ 150 |
| Deductible | US $ 30 | US $ 30 | |
| Section - F | Personal Liability | US $ 200 | US $ 200 |
| Deductible | US $ 200 | US $ 200 |
Plan A-2 (Worldwide - Excl. USA / Canada)
| (With Medical Examination) Sum Insured | (Without Medical Examination) Sum Insured | ||
| Section - A | Illness and / or | US $ 250 | US $ 100 (for illness only) |
| Treatment following Accident | US $ 2500 (treatment on accident only) | ||
| Deductible | US $ 100 | US $ 100 | |
| Section - B | Personal Accident | US $ 250 | US $ 250 |
| Section - C | Loss of Checked in Baggage | US $ 10 | US $ 10 |
| Section - D | Delay of Checked in Baggage - over 12 Hrs - Outbound flights | US $ 100 | US $ 100 |
| Section - E | Loss of Passport | US $ 250 | US $ 250 |
| Deductible | US $ 30 | US $ 30 | |
| Section - F | Personal Liability | US $ 200 | US $ 200 |
| Deductible | US $ 200 | US $ 200 |
Plan B-1 (Worldwide - Incl. USA / Canada)
| (With Medical Examination) Sum Insured | (Without Medical Examination) Sum Insured | ||
| Section - A | Illness and / or | US $ 100 | US $ 100 (for illness only) |
| Treatment following Accident | US $ 1 00 (treatment on accident only) | ||
| Deductible | US $ 100 | US $ 100 | |
| Section - B | Personal Accident | US $ 250 | US $ 250 |
| Section - C | Loss of Checked in Baggage | US $ 10 | US $ 10 |
| Section - D | Delay of Checked in Baggage - over 12 Hrs - Outbound flights | US $ 100 | US $ 100 |
| Section - E | Loss of Passport | US $ 150 | US $ 150 |
| Deductible | US $ 30 | US $ 30 | |
| Section - F | Personal Liability | US $ 200 | US $ 200 |
| Deductible | US $ 200 | US $ 200 |
Plan B-2 (Worldwide - Incl. USA / Canada)
| (With Medical Examination) Sum Insured | (Without Medical Examination) Sum Insured | ||
| Section - A | Illness and / or | US $ 500 | US $ 100 (for illness only) |
| Treatment following Accident | US $ 500 (treatment on accident only) | ||
| Deductible | US $ 100 | US $ 100 | |
| Section - B | Personal Accident | US $ 250 | US $ 250 |
| Section - C | Loss of Checked in Baggage | US $ 10 | US $ 10 |
| Section - D | Delay of Checked in Baggage - over 12 Hrs - Outbound flights | US $ 100 | US $ 100 |
| Section - E | Loss of Passport | US $ 150 | US $ 150 |
| Deductible | US $ 30 | US $ 30 | |
| Section - F | Personal Liability | US $ 200 | US $ 200 |
| Deductible | US $ 200 | US $ 200 |
Exclusions for United India Overseas Travel- Business & Holiday
- Any diseases existing / treated prior to one year of commencement of risk whether declared or not.
- For children aged 5 and under treatment relating to :-Mumps chicken pox measles German measles spina bifida whooping cough Diphtheria Poliomyelitis menimaitis and scarlet fever.
- Involving travel against medical advise travel for treatment terminal prognosis / awaiting special treatment.
- Cosmetic surgery pregnancy related costs AIDS.War perils nuclear perils
- Suicide or attempted suicide.
- Examination / treatment in India or expenses incurred outside country of study / postings(This does not prejudice emergency evacuation on medical grounds)
Please refer the policy wordings for detailed list of exclusions
Claim Process for United India Overseas Travel- Business & Holiday
Service provider is to be informed in each & every medical treatment. Non Intimation may invalidate the claim.
Service Provider details
| Country | Number |
|---|---|
| Europe | 0080 041 41 4444 |
| USA, Canada, North, Central & South America | 001 877 536 7264 / 001 800 358 9105 |
| India | 91 22 6654 7960 / 61 / 65 |
| Fax | (+91 22 6654 6812) |