Universal Sompo Annual Multi Trip
Universal Sompo General Insurance is a joint venture between Karnataka Bank, Allahabad Bank, Indian Overseas Bank, Dabur Investments and Sompo Japan, an insurance company from Japan.With multiple stakeholders, the company gets the advantage of access to a huge database of customers. The company offers insurance products in Property, Marine, General Accident, Workmen Compensation and Motor.
Phone: 022-29211800
Fax : 022-29211844
Email: mail @universalsompo.com
Universal Sompo Annual Multi trip is a comprehensive travel plan for the frequent fliers. The policy is competitively priced and sets yourself free from the hassle of buying a policy before every trip you undertake. You can choose from 4 Plans based on the region of your travel or on maximum single trip duration.
Unique Features of Universal Sompo Annual Multi Trip
Faster and hassle-free claim settlement
Covers expenses of hospitalization, loss of baggage and other incidental expenses
Quick disbursement of claims
Eligibility Criteria for Universal Sompo Annual Multi Trip
Product Name | Travel Guard | ||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Minimum Age of Entry | 1 day | ||||||||||||
Maximum age of Entry | 70 years | ||||||||||||
Renewal Age | Up to 70 years | ||||||||||||
Sum Insured | $2,50,000/ $5,00,000 | ||||||||||||
Policy Tenure | 30 to 45 days per trip with cover for 1 year | ||||||||||||
Family Definition | Individual/ Family includes Self, Spouse and 2 dependent children | ||||||||||||
Premium Calculated on Basis of | Age, Trip duration, Destination and Sum Insured |
Product Benefits of Universal Sompo Annual Multi Trip
Benefits | Gold | Platinum | ||
(All Figures in USD) | Sum Insured | Excess | Sum Insured | Excess |
Health cover-medical expenses | 200000 | 100 | 500000 | 100 |
This Health Cover would also include the following expenses up to the sub limits specified: | ||||
Dental treatment | 400 | 150 | 500 | 150 |
Medical repatriation | Included | Included | ||
Repatriation of mortal remains | Included | Included | ||
Hospital daily allowance | 30/ day for 15 days | 48 hrs. | 30/ day for 15 days | 48 hrs |
Total loss of checked baggage* | 1000 | Nil | 1000 | Nil |
Delay of checked baggage | 100 | 12 hrs. | 200 | 12 hrs. |
Hijack distress allowance | 125/ day for 14 days | 12 hrs. | 125/ day for 14 days | 12 hrs. |
Loss of passport | 250 | 25 | 250 | Nil |
Financial emergency assistance | 1000 | Nil | 1500 | Nil |
Personal liability | 200000 | 100 | 200000 | 100 |
Personal accident | 25000 | Nil | 25000 | Nil |
Trip delay | $30/ 12 hrs. & maximum $120 | 12 hrs. | $20/ 12 hrs. & maximum $120 | 12 hrs. |
Trip cancellation | 1000 | Nil | 1000 | Nil |
Missed connection | $30/ 12 hrs. & maximum $120 | 12 hrs. | $30/ 12 hrs. & maximum $120 | 12 hrs. |
Burglary home contents | Rs. 200,000 | Nil | Rs. 300,000 | Nil |
Automatic extension of policy for 7 days | Available | Available | ||
Maximum amount to be reimbursed per bag is 50% & maximum value per article contained in any bag is 10% of the sum insured |
Exclusions for Universal Sompo Annual Multi Trip
Here’s a list of things your policy won’t cover:
- Pre-existing medical conditions, unless it’s a life-threatening condition
- Expenses incurred due to suicide, self inflicted injury, mental disorder, alcohol/drug abuse, HIV/AIDS
- Issues faced due to theft or loss of passport when left unattended, or unreported to local police authorities
- Traveling against the advice of a physician
- Loss of checked baggage - no partial loss or damage shall become payable
- War or nuclear threat in the country where you’re travelling
Claim Process for Universal Sompo Annual Multi Trip
Service provider is to be informed in each & every medical treatment. Non Intimation may invalidate the claim.
Service Provider details
Phone -1800 200 5142, 022 39 63 5200
Fax: 1800 200 9134
Email: contactclaims@universalsompo.com