Bajaj Allianz Private Car Package Policy
Bajaj Allianz General Insurance Company Limited is a joint venture between Bajaj Finserv Limited 74% and Allianz SE 26% as on 31st March 2013. Bajaj Allianz General Insurance Co. Ltd offers products like Motor Insurance, Health Insurance, Travel Insurance, Home Insurance Etc.
Toll-Free Number: 1800 22 5858 | 1800 102 5858
Chargeable - 020 30305858
E-Mail Id.: firstname.lastname@example.org
Bajaj Allianz Private Car Package Policy
This is a comprehensive Package policy which covers the damage to the vehicle and any third party coverages like bodily injury/death & property damage.
Bajaj Allianz Car Package Policy
- 4000+ Network Garages wherein Cashless Claim Settlements can be availed.
- Where cashless facility is not available customer can avail payment of upto 75% of the repair cost.
- Discounts on the Premium for a Claim Free Renewal.
- 24X7 Customer Support in the event of a Claim
Unique Features of Bajaj Allianz Private Car Package Policy
Product Benefits for Bajaj Allianz Private Car Package Policy
This policy covers against any loss or damage caused to the vehicle or its accessories due to the following.
- Claim is payable when there is visible external damage due to the following causes
|Man-Made Causes||Natural Causes|
|Accidental Damage Caused Due to External Means||Flood, Typhoon, Hurricane, Storm, Tempest, Inundation|
|Burglary, Theft or Housebreaking||Cyclone, Hailstorm, Frost|
|Riot & Strike||Fire, Explosions & Implosions|
|Terrorist Activity||Self-Ignition or Lightning|
|Malicious Act||Earthquake (Fire & Shock Damage)|
|Whilst in transit by Road, Rail, Inland-waterways, Lift, Elevator or Air||Landslide & Rockslide|
- This policy covers any third party liability including property damage.
- This policy covers Personal Accident for the Owner/ Driver.
- On payment of extra premium, the policy also covers Personal Accident Benefit for the passengers and legal liability of the paid driver.
Add-Ons for Bajaj Allianz Private Car Package Policy
There are 5 types of ADD-ON covers available in this plan along with Comprehensive Emergency Assistance Services.
- Drive Assure Welcome
- Drive Assure Economy
- Drive Assure Prime Plus
- Drive Assure Welcome Plus
- Drive Assure Economy Plus
|Add-on Plan||Drive Assure Welcome||Drive Assure Economy||Drive Assure Prime Plus||Drive Assure Welcome Plus||Drive Assure Economy Plus||*Applicability|
|Depreciation Shield||Twice in a policy Year|
|Engine Protector||Twice in a policy Year|
|Keys & Locks Replacement||Twice in a policy Year|
|Personal Baggage||Twice in a policy Year|
|Vehicle Replacement Advantage||Optional with above||Optional with above||Optional with above||Optional with above||Optional with above||NA|
|Consumables Expenses||Optional with above||Optional with above||Optional with above||Optional with above||Optional with above||Twice in a policy Year|
|Conveyance Benefit||Optional with above||Optional with above||Optional with above||Optional with above||Optional with above||Twice in a policy Year|
|Accident Shield||Optional with above||Optional with above||Optional with above||Optional with above||Optional with above||Twice in a policy Year|
*Note: Applicability - The total number of times the insured is allowed to claim in a particular year.
Add-On Details for Bajaj Allianz Private Car Package Policy
- Water ingression
- Leakage of lubricating oil and/or damage to engine and/or gear box of the Insured Vehicle arising out of lubricating oil due to accidental means
- Repair or replacement of the internal child parts of the engine such as pistons, piston rings, piston pins, connecting rods, crank shaft, valves, valve seat / guides, nuts & bolts related to engine assembly, engine oil, gasket, sealant and cylinder head.
- Repair or replacement of the internal parts of the gear box such as gears or shafts in the gear box housing, bearings, gear oil & gaskets.
- Labour cost incurred by the Insured to overhaul the damaged engine and/or gear box.
- Engine cylinder re-boring, compression tests & other machining charges.
Claims under this cover would be admissible if:
- There is evidence that the Insured Vehicle stopped in water logged area resulting in damage to the internal parts of the engine and/or gear box due to water ingression.
- There is evidence of under carriage damage to the engine and/or gearbox leading to oil leakage and resulting into damage to internal parts of the engine and/or gearbox.
- The Insured should not try to crank or push start the engine once the Insured Vehicle has stopped in the water logged area or undercarriage is damaged
- Call our toll-free no. to arrange for spot survey. The Insured vehicle should not to be shifted till the survey is done
Company will not be liable to indemnify the Insured for the following:
- Where a loss is covered under any manufacturer’s warranty or recall campaign or under any other such package at the same time.
- Any consequential loss apart from the damage to the internal child parts of the engine and/or gearbox due to water ingression, leakage of lubricating oil and/or damage to the engine and/or gearbox arising out of leakage of lubricating oil due to Accidental means.
- Loss or damage including corrosion of engine and/or gearbox due to delay in intimation to the Company or delay in retrieval of the Insured Vehicle from the water logged area.
Consumable Items shall mean those articles or substances which have specific uses and when applied to their respective uses are either consumed totally or are rendered unfit for continuous and permanent use. Such Consumable Items may but not limited to include fuel.
Emergency Assistance Cover for Bajaj Allianz Private Car Package Policy
TERRITORIAL SCOPE:The territorial scope of the Emergency Assistance Services provided will be within specified radius from the Place of Breakdown to the nearest applicable vendor or cities within the Republic of India (Except in Jammu & Kashmir, Andaman & Nicobar Islands, Lakshadweep, Assam, Meghalaya, Manipur, Tripura, Arunachal Pradesh, Nagaland and Mizoram) for the coverage limit mentioned under each service. Services beyond specified coverage shall be provided on additional charges at an agreed rate which shall be paid by the Insured on the spot.
Additional discounts for Bajaj Allianz Private Car Package Policy
No Discounts Available
Exclusions for Bajaj Allianz Private Car Package Policy
- Normal Wear and tear and general ageing of the vehicle.
- Depreciation or any consequential loss.
- Mechanical/ Electrical breakdown.
- Vehicle being used otherwise then in accordance with limitations of use.
- Damage to or by a person driving the vehicle without a valid license, under the influence of drugs or liquor.
- Damage due to war, mutiny or nuclear risk.