Robinhood Insurance Broker Private Limited

Bajaj Allianz Critical Illness Plan

Company Overview

Bajaj Allianz General Insurance Company Limited is a joint venture between Bajaj Finserv Limited 74% and Allianz SE 26% as on 31st March 2013.

Bajaj Allianz General Insurance Co. Ltd offers products like Motor Insurance, Health Insurance, Travel Insurance, Home Insurance Etc.

Contact Details

Toll Free Number- 1800-209-0144 / 1800-209-5858 / 1800-102-5858
E-Mail - customercare@bajajallianz.co.in

Product Overview -
Bajaj Allianz Critical Illness Plan

Bajaj Allianz Critical Illness Plan is a critical illness benefit policy, which will pays a lumpsum amount on the diagnosis of the covered illness of specified severity post the initial waiting & survival period.

Unique Features - Bajaj Allianz Critical Illness Plan

10 major Critical Illness covered.
Expenses like donor expenses in a transplant surgery can be paid out of the amount received under this cover both in India & abroad.
Policy offers high sum insured upto 50 lacs.

Eligibility Criteria - Bajaj Allianz Critical Illness Plan

Eligibility Criteria
Age Criteria Adults - Min Entry Age: 18 Years Max Entry Age: 65 Years
Dependent Children - Min Entry Age: 6 Years Max Entry Age: 21 Years
Renewal Age Life Long Renewal
Family Coverage Individual - For Self, Spouse, Dependent Children/Parents 
Sum Insured Rs. 1 Lac to Rs. 50 Lacs (Age 6 Years to 60 Years)
Rs. 1 Lac to Rs. 5 Lacs (Age 61 Years to 65 Years)
Policy Tenure 1 Year

Product Benefits - Bajaj Allianz Critical Illness Plan

Critical Features
No Of Covered Disease 10
Initial Survival Period 30 Days
Initial Waiting Period 90 Days 
Coverage For PED Not Specified
Second Opinion Not Covered
Other Features
Add On Covers Not Covered
Sum insured Range Rs. 1 Lac to Rs. 50 Lacs
Type of Coverage Individual only
Annual Health Check Up Not Covered

Waiting Period - Bajaj Allianz Critical Illness Plan

Initial Waiting Period - This implies that the insured is not covered for the 10 diseases under this policy for the first 90 days of the policy
coming into existence. The waiting period is not applicable on subsequent renewals
Pre-existing Diseases - Not Covered


Survival Period - Bajaj Allianz Critical Illness Plan

The survival period is the length of time, the insured, must survive after he has been diagnosed with a covered critical illness
30 Days
10 Critical Illnesses covered
30 days survival period from the date of confirmed diagnosis with defined severity/ date of actual undergoing of the procedure
1.First Heart Attack (Myocardial Infarction)
2.Open Chest CABG (Coronary Artery Disease Requiring Surgery)
3.Stroke Resulting in Permanent Symptoms
4.Cancer of Specified Severity
5.Kidney Failure Requiring Regular Dialysis
6.Major Organ Transplantation
7.Multiple Sclerosis with Persisting Symptoms
8.Surgery of Aorta
9.Primary Pulmonary Arterial Hypertension
10.Permanent Paralysis of Limbs

Exclusion - Bajaj Allianz Critical Illness Plan

  • Any critical illness for which care, treatment, or advice was recommended or which was first manifested or contracted before
  • Any critical illness diagnosed within the first 90 days
  • Death with in 30 days following the diagnosis of the critical illness
  • Presence of HIV/AIDS infection
  • Treatment arising from or traceable to pregnancy or childbirth, including caesarean section and birth defects
  • War, invasion, act of foreign enemy, terrorism, hostilities (whether war be declared or not), civil war, rebellion, revolution
  • Naval or military operations of the armed forces or air force and participation in operations requiring the use of arms or which are ordered by military authorities for combating terrorists, rebels and the like, any natural peril
  • Consequential losses of any kind, be they by way of loss of profit, loss of opportunity, loss of gain, business interruption etc.

Add-ons - Bajaj Allianz Critical Illness Plan

Not Available

Additional Discounts - Bajaj Allianz Critical Illness Plan

Not Available

Tax Benefits - Bajaj Allianz Critical Illness Plan

Tax Benefits for the premium paid under Section 80D of the Income Tax Act.

Claim Process - Bajaj Allianz Critical Illness Plan

Know Claim Process




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