Bajaj Allainz Women Specific Critical Illness Plan
Bajaj Allianz
General Insurance Company
General Insurance Company
Bajaj Allianz General Insurance Company Limited is a joint venture between Bajaj Finserv Limited 74% and Allianz SE 26% as on 31st March 2013. Bajaj Allianz General Insurance Co. Ltd offers products like Motor Insurance, Health Insurance, Travel Insurance, Home Insurance Etc.
Contact Details
Toll-Free No. - 1800-209-0144 / 1800-209-5858 / 1800-102-5858
E-Mail Id. - customercare@bajajallianz.co.in
Product Overview -
Women Specific Critical Illness Plan
Women Specific Critical Illness Plan
Bajaj Allianz Critical Illness Plan is a critical illness benefit policy, which will pay a lump sum amount on the diagnosis of the covered illness of specified severity post the initial waiting & survival period.
Unique Features - Women Specific Critical Illness Plan
Provides protection against the risk of 8 major Critical Illnesses.
Congenital Disability Benefit: Amount equal to 50% of the SA paid on the birth of child with any one or more congenital disability.
Children Education Bonus: Specified amount paid for future education of the children (one or more).
Loss of Job: Specified amount paid towards loss of employment within 3 months of the date of diagnosis of the Critical Illness.
Eligibility Criteria - Women Specific Critical Illness Plan
| Eligibility Criteria | ||||||||
|---|---|---|---|---|---|---|---|---|
| Age Criteria | Min Entry Age: 21 Years Max Entry Age: 65 Years | |||||||
| Renewal Age | Life Long Renewal | |||||||
| Family Coverage | Individual Only | |||||||
| Sum Insured | Rs. 50000, Rs. 1 Lacs, Rs. 1.5 Lacs & Rs. 2 Lacs | |||||||
| Policy Tenure | 1 Year | |||||||
Product Benefits - Women Specific Critical Illness Plan
| Critical Features | |||||
|---|---|---|---|---|---|
| No of Covered Disease | 8 | ||||
| Initial Survival Period | 30 Days | ||||
| Initial Waiting Period | 90 Days | ||||
| Coverage For PED | Not Specified | ||||
| Second Opinion | Not Covered | ||||
| Other Features | |||||
|---|---|---|---|---|---|
| Add On Covers | Not Available | ||||
| Sum insured Range | Rs. 50,000 to Rs. 2 Lacs | ||||
| Type of Coverage | Individual only | ||||
| Children Education Bonus | Rs. 25,000 /- | ||||
| Loss of Job | Rs. 25,000 /- | ||||
| Congenital Disability Benefit | 50% of the Sum Insured | ||||
| Annual Health Check Up | Not Covered | ||||
Waiting Period - Women Specific Critical Illness Plan
Initial Waiting period - This implies that the insured is not covered for the 8 diseases under this policy for the first 90 days of the policy coming into existence. The waiting period is not applicable on subsequent renewals.
Pre-existing Diseases - Not Covered
Pre-existing Diseases - Not Covered
Survival Period - Women Specific Critical Illness Plan
The survival period is the length of time, the insured, must survive after he has been diagnosed with a covered critical illness
30 Days
8 Critical Illnesses covered
30 days survival period from the date of confirmed diagnosis with defined severity/ date of actual undergoing of the procedure
1.Breast Cancer
2.Fallopian Tube Cancer
3.Uterine/Cervical Cancer
4.Ovarian Cancer
5.Vaginal Cancer
6.Permanent Paralysis of Limbs
7.Multitrauma
8.Burns
2.Fallopian Tube Cancer
3.Uterine/Cervical Cancer
4.Ovarian Cancer
5.Vaginal Cancer
6.Permanent Paralysis of Limbs
7.Multitrauma
8.Burns
Exclusion - Women Specific Critical Illness Plan
- Any critical illness for which care, treatment, or advice was recommended or which was first manifested or contracted before
- Any critical illness diagnosed within the first 90 days
- Death with in 30 days following the diagnosis of the critical illness
- Presence of HIV/AIDS infection
- Treatment arising from or traceable to pregnancy or childbirth, including caesarean section and birth defects
- War, invasion, act of foreign enemy, terrorism, hostilities (whether war be declared or not), civil war, rebellion, revolution
- Naval or military operations of the armed forces or air force and participation in operations requiring the use of arms or which are ordered by military authorities for combating terrorists, rebels and the like, any natural peril
- Consequential losses of any kind, be they by way of loss of profit, loss of opportunity, loss of gain, business interruption etc.
Add-ons - Women Specific Critical Illness Plan
Not Available
Additional Discounts - Women Specific Critical Illness Plan
Not Available
Tax Benefits - Women Specific Critical Illness Plan
Tax Benefits for the premium paid under Section 80D of the Income Tax Act.