Tata AIG Criticare Plan
Tata AIG
General Insurance Company
General Insurance Company
Tata AIG General Insurance Company is a joint venture between the Tata Group and American International Group (AIG), multinational Insurance Corporation based in US. Tata AIG offers complete range of general insurance products and strive to provide innovative and customer specific insurance products in retail and commercial space.
Contact Details
Toll Free Number- 1800-266-7780 / 1800-22-9966
E-Mail - customersupport@tata-aig.com
Product Overview of Tata AIG Criticare Plan
TATA AIG Criticare plan is a critical illness benefit policy, which will pay a lump sum amount on the diagnosis of the covered illness of specified severity post the initial waiting & survival period.
Unique Features of Tata AIG Criticare Plan
11 major Critical illness covered.
Second Opinion Option Available
Eligibility Criteria for Tata AIG Criticare Plan
Eligibility Criteria | ||||||||
---|---|---|---|---|---|---|---|---|
Age Criteria | Min Entry Age: 18 Years Max Entry Age: 65 years | |||||||
Renewal Age | Life Long Renewal | |||||||
Coverage for Individual & Family Basis | Self, Spouse, Children and Parents | |||||||
Sum Insured | Rs. 2.50 Lacs to Rs. 15 Lacs | |||||||
Policy Tenure | 1 Year |
Product Benefits of Tata AIG Criticare Plan
Critical Features | ||||
---|---|---|---|---|
No Of Covered Disease | 11 | |||
Initial Survival Period | 30 days | |||
Initial Waiting Period | 90 | |||
Coverage For PED | Not Covered | |||
Second Opinion | Yes |
Other Features | ||||
---|---|---|---|---|
Add On Covers | Not Covered | |||
Sum insured Range | Rs. 1 Lac to Rs. 15 Lacs | |||
Type of Coverage | Individual and Family Floater | |||
Annual Health Check Up | Not Covered |
Waiting Period for Tata AIG Criticare Plan
Initial Waiting period - This implies that the insured is not covered for the 11 diseases under this policy for the first 90 days of the policy
coming into existence. The waiting period is not applicable on subsequent renewals
Pre-existing Diseases - Not Covered
coming into existence. The waiting period is not applicable on subsequent renewals
Pre-existing Diseases - Not Covered
Survival Period for Tata AIG Criticare Plan
The survival period is the length of time, the insured, must survive after he has been diagnosed with a covered critical illness
30 Days
11 Critical Illnesses covered
30 days survival period from the date of confirmed diagnosis with defined severity/ date of actual undergoing of the procedure
1.First Heart Attack - of specified severity
2.Cancer of specified severity
3.Stroke resulting in Permanent Symptoms
4.Open ChestCABG
5.Kidney Failure Requiring Regular Dialysis
6.Major Organ / Bone Marrow Transplant
7.Total Blindness
8.Comaof specified severity
9.Major Burns
10.Multiple Sclerosis with persisting symptoms
11.Permanent Paralysis of Limbs
2.Cancer of specified severity
3.Stroke resulting in Permanent Symptoms
4.Open ChestCABG
5.Kidney Failure Requiring Regular Dialysis
6.Major Organ / Bone Marrow Transplant
7.Total Blindness
8.Comaof specified severity
9.Major Burns
10.Multiple Sclerosis with persisting symptoms
11.Permanent Paralysis of Limbs
Exclusion in Tata AIG Criticare Plan
- Any pre-existing illness.
- Any diagnosis of diseases / undergoing of surgery / occurrence of event, whose signs or symptoms first occur within 90 days of Policy Period Start date.
- Expenses attributable to self-inflicted injury (resulting from suicide, attempted suicide)
- Medical expenses incurred for treatment of AIDS
- Treatment arising from or traceable to pregnancy and childbirth, miscarriage, abortion and its consequences
- War, riot, strike, nuclear weapons induced hospitalization etc.
Add-ons for Tata AIG Criticare Plan
Not Available
Additional Discounts in Tata AIG Criticare Plan
Not Available
Tax Benefits of Tata AIG Criticare Plan
Tax benefits for the premium paid under Section 80D of the Income Tax Act.