Tata AIG Criticare Plan

Tata AIG
General Insurance Company

Tata AIG General Insurance Company is a joint venture between the Tata Group and American International Group (AIG), multinational Insurance Corporation based in US. Tata AIG offers complete range of general insurance products and strive to provide innovative and customer specific insurance products in retail and commercial space.

Contact Details

Toll Free Number- 1800-266-7780 / 1800-22-9966
E-Mail - customersupport@tata-aig.com

Product Overview of Tata AIG Criticare Plan

TATA AIG Criticare plan is a critical illness benefit policy, which will pay a lump sum amount on the diagnosis of the covered illness of specified severity post the initial waiting & survival period.

Unique Features of Tata AIG Criticare Plan

11 major Critical illness covered.
Second Opinion Option Available

Eligibility Criteria for Tata AIG Criticare Plan

Eligibility Criteria
Age Criteria Min Entry Age: 18 Years Max Entry Age: 65 years
Renewal Age Life Long Renewal
Coverage for Individual & Family Basis Self, Spouse, Children and Parents
Sum Insured Rs. 2.50 Lacs to Rs. 15 Lacs
Policy Tenure 1 Year

Product Benefits of Tata AIG Criticare Plan

Critical Features
No Of Covered Disease 11
Initial Survival Period 30 days
Initial Waiting Period 90
Coverage For PED Not Covered
Second Opinion Yes
Other Features
Add On Covers Not Covered
Sum insured Range Rs. 1 Lac to Rs. 15 Lacs
Type of Coverage Individual and Family Floater
Annual Health Check Up Not Covered

Waiting Period for Tata AIG Criticare Plan

Initial Waiting period - This implies that the insured is not covered for the 11 diseases under this policy for the first 90 days of the policy
coming into existence. The waiting period is not applicable on subsequent renewals
Pre-existing Diseases - Not Covered

Survival Period for Tata AIG Criticare Plan

The survival period is the length of time, the insured, must survive after he has been diagnosed with a covered critical illness
30 Days
11 Critical Illnesses covered
30 days survival period from the date of confirmed diagnosis with defined severity/ date of actual undergoing of the procedure
1.First Heart Attack - of specified severity
2.Cancer of specified severity
3.Stroke resulting in Permanent Symptoms
4.Open ChestCABG
5.Kidney Failure Requiring Regular Dialysis
6.Major Organ / Bone Marrow Transplant
7.Total Blindness
8.Comaof specified severity
9.Major Burns
10.Multiple Sclerosis with persisting symptoms
11.Permanent Paralysis of Limbs

Exclusion in Tata AIG Criticare Plan

  • Any pre-existing illness.
  • Any diagnosis of diseases / undergoing of surgery / occurrence of event, whose signs or symptoms first occur within 90 days of Policy Period Start date.
  • Expenses attributable to self-inflicted injury (resulting from suicide, attempted suicide)
  • Medical expenses incurred for treatment of AIDS
  • Treatment arising from or traceable to pregnancy and childbirth, miscarriage, abortion and its consequences
  • War, riot, strike, nuclear weapons induced hospitalization etc.

Add-ons for Tata AIG Criticare Plan

Not Available

Additional Discounts in Tata AIG Criticare Plan

Not Available

Tax Benefits of Tata AIG Criticare Plan

Tax benefits for the premium paid under Section 80D of the Income Tax Act.

Claim Process for Tata AIG Criticare Plan

Know Claim Process

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