United India - Criticare Policy
United India
Insurance Company
Insurance Company
United India Insurance Company is Government owned, public sector company, which was formed by merging 22 companies. The company has a presence in more than 200 cities and offers a large number of unique plans which may not available with other companies. UIIC is one of the first company to cater to rural masses and implement programs to create awareness of insurance products.
Contact Details
Toll Free Number- 1800-425-33333
E-Mail - customercare@uiic.co.in
Product Overview of United India - Criticare Policy
UNI Criticare is a critical illness benefit policy, which will pay a lump sum amount on the diagnosis of the covered illness of specified severity post the initial waiting & survival period.
Unique Features of United India - Criticare Policy
11 major Critical illness covered.
Eligibility Criteria for United India - Criticare Policy
| Eligibility Criteria | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| Age Criteria | Min Entry Age: 21 Years Max Entry Age: 65 Years Dependent Children: Min Entry Age 21 years and Max Entry Age 26 Years |
|||||||||
| Renewal Age | Life Long Renewal | |||||||||
| Coverage for Individual & Family Basis | Individual - For Self, Spouse, Dependent Children and Parents | |||||||||
| Sum Insured | Rs. 1 Lacs, Rs. 3 Lacs, Rs. 5 Lacs, to Rs. 10 Lacs | |||||||||
| Policy Tenure | 1 year | |||||||||
Product Benefits of United India - Criticare Policy
| Critical Features | |||||
|---|---|---|---|---|---|
| No Of Covered Disease | 11 | ||||
| Initial Survival Period | 30 | ||||
| Initial Waiting Period | 90 Days | ||||
| Coverage For PED | Not Covered | ||||
| Second Opinion | Not Covered | ||||
| Other Features | |||||
|---|---|---|---|---|---|
| Add On Covers | Not Available | ||||
| Sum insured Range | Rs. 1 Lac to Rs. 10 Lacs | ||||
| Type of Coverage | Individual and Family Floater | ||||
| Annual Health Check Up | Not Covered | ||||
Waiting Period for United India - Criticare Policy
Initial Waiting period - This implies that the insured is not covered for the 11 diseases under this policy for the first 90 days of the policy
coming into existence. The waiting period is not applicable on subsequent renewals
Pre-existing Diseases - Not Covered
coming into existence. The waiting period is not applicable on subsequent renewals
Pre-existing Diseases - Not Covered
Survival Period for United India - Criticare Policy
The survival period is the length of time, the insured, must survive after he has been diagnosed with a covered critical illness
30 Days
11 Critical Illnesses covered
30 days survival period from the date of confirmed diagnosis with defined severity/ date of actual undergoing of the procedure
1.Cancer of Specified Severity
2.First Heart Attack of Specified Severity
3.Coronary Artery Surgery (CABG) Open Chest CABG
4.Heart Valve Replacement
5.Coma of Specified Severity
6.Kidney Failure
7.Stroke Resulting In Permanent Symptoms
8.Major Organ / Bone Marrow Transplant
9.Multiple Sclerosis
10.Motor Neurone Disease with Permanent Symptoms
11.Permanent Paralysis of Limbs
2.First Heart Attack of Specified Severity
3.Coronary Artery Surgery (CABG) Open Chest CABG
4.Heart Valve Replacement
5.Coma of Specified Severity
6.Kidney Failure
7.Stroke Resulting In Permanent Symptoms
8.Major Organ / Bone Marrow Transplant
9.Multiple Sclerosis
10.Motor Neurone Disease with Permanent Symptoms
11.Permanent Paralysis of Limbs
Exclusion in United India - Criticare Policy
- Any pre-existing illness
- Pre-existing disease and Critical illness symptom present at any time before inception of first policy
- Self injury, suicide,
- Addiction to alcohol or drugs
- HIV/AIDS
- Smoking more than 40 cigarettes or equivalent tobacco intake
- War, Invasion, act of foreign enemy
- Arising from ionising radiation or contamination by radioactivity, etc.
Add-ons for United India - Criticare Policy
Not Available
Additional Discounts in United India - Criticare Policy
Not Available
Tax Benefits of United India - Criticare Policy
Tax benefits for the premium paid under Section 80D of the Income Tax Act.