Making an insurance claim will become easy after you follow the below mentioned guidelines that provide you with step by step instructions of claim procedure.

Guideline 1: understand your insurance policy very well

In order to avoid misunderstandings on the later stage which may lead to rejection of your claim, it is better that you understand your plan very well before signing on the dotted line. Read the documents very carefully, ask questions for all the small and big doubts that you may have.

Guideline 2: keep all the necessary documents well organized and handy

All the documents related to your insurance policy have to be kept organized so that when you have to raise the claim, you have lesser trouble with documents, at least.

Guideline 3: inform your insurer when the claim needs to be raised

In the event of mishap involving the property under insurance, an immediate call has to be made to the insurer informing them about the same. Also, you need to file a fir at the police station (in case of theft, etc.) for records which will be presented as one of the vital documents when raising the claim.

Guideline 4: fill up the claim form for making an insurance claim

After your insurer has been alarmed of the mishap, fill up the form, put in all the essential details correctly, gather all the other necessary documents and submit them all to your insurance company.

Guideline 5: have a claim adjuster inspect the damage

Once you inform your insurer, an insurance claim adjuster will be sent to inspect the damaged property and thereby evaluate the amount of reimbursement. Provide him with the accurate details.

Guideline 6: wait for your insurance company to approve your claim

Once all the formalities have been done from your end, wait until your insurer approves the claim. Once approved, your claim will be settled and you'll receive the coverage amount.

Still not able to understand? Write to us with your queries at Communications@oneinsure.com.