LIC’s Jeevan Arogya is a non-linked, non-participating health plan. It is a comprehensive health insurance plan that covers you, your spouse, children, your parents and your spouse's parents. under this plan, a lump sum amount is paid irrespective of what the actual hospitalization cost has come up to.
Features
- Hospitalization and surgery expenses are covered with the lump sum amount provided
- The plan comes with a flexible premium payment option
- The insured person can choose a flexible health cover as per one's requirement
- The plan has a feature of year on year increase of health cover
Major benefits
- Hospital cash benefit (hcb) - the policyholder will be reimbursed the Hospitalization expenses in the event of hospitalization of any family member for a continuous period of 24 hours.
- Major surgical benefit - the policyholder will be reimbursed the Major Surgical expenses in case s/he or any other covered member goes under any listed surgery.
- Other surgical benefit - the policyholder will be reimbursed the Surgical expenses Other than the major ones in case s/he or any other covered member goes under one.
- Day care procedure benefit - in case any insured member undergoes a Day care treatment, the expenses will be reimbursed under this policy.
Other benefits
- In case of new family members due to marriage or childbirth, the cover can be extended to the new member as well
- Ambulance charges for up to ?1,000 annually are reimbursed. ?1,000 is for each insured person under the plan.
- Premium waiver benefit is available under this plan.
Eligibility
- Age bracket to be eligible for the plan is as follows-
- For you and your spouse - 18-65 years
- For your parents and/or in-laws - 18-75 years
- For children - 91 days to 17 years
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