In any case if the insured / policy holder would like to cancel his United India Insurance Policy, then the below given procedure needs to be followed:-

Freelook period:- The customer has a period of 15 days from the date of receipt of the new policy document to review the terms and condition of this policy. If the insured has any objections to any of the terms and conditions, he has the option to cancel the policy stating the reason for cancellation. The insured is Entitled for a refund of premium subject to:

• A deduction of the expenses incurred on the medical examination, Stamp duty Charges, if the risk has not commenced
• A deduction of the stamp duty charges, medical examination charges & proportionate risk premium for period on cover, of the Risk has commenced
• A deduction of such proportionate risk premium commensuration with the risk covered during such period, where only a part of risk has commenced.
• Free look period shall not be applicable For renewal policies.

Customer has the option to cancel the policy by giving a written notice to the insurance company. In Case there is no claim during the policy period the premium shall be refunded. Customer needs to contact the nearest United india branch for further information.

Health insurance/ critical illness:

You may cancel this policy by giving the insurance company a written notice for the cancellation of the policy by registered post, and then the insurance company shall refund premium on Short term rates for the unexpired policy period as per the rates detailed below, provided no claim has been payable on your behalf under the policy:

Also read - Who do i need to contact in case of grievance against united india insurance?