A health insurance plan is a contract between a policyholder and an insurer whereby the latter agrees to pay/reimburse the medical and hospitalization expenses incurred by the former. Such health insurance plans are available in 2 variants -

Health insurance for individuals & health insurance for family

While an individual health insurance plan covers the insured alone, a family floater (a health insurance plan for the family) is a health plan where the sum assured floats amongst all the covered family members. Let us see the advantages of individual health insurance.

• Individual health insurance provides a sum assured for a single person. Hence, the covered person alone receives all the benefits of the plan.
• If you're at a higher health risk, you must opt for an individual health insurance plan.
• Unlike a family floater, in an individual health plan, the sum assured does not float amongst all members. You can hence afford to make more than one claim in a year.

In the times when hospitalization expenses are increasing year on year, a Health insurance plan is a necessity. Get yourself covered today. Reach us at 86559 86559 or at support@oneinsure.com to get the best deal.