In case of a natural disaster, if you have suffered loss/damages on your insured property, then you must file a claim. Here, we have discussed a step by step process that will help you know how to go about with your insurance claim.
- Be Safe: First of all, make sure that you, your family members, and any other occupant of the house at the time are safe. Then see to it that your home is safe or try to stop further damage (in case of fire or other natural disasters) by taking needful actions.
- Call up Your Insurance Company: Inform your insurer of the mishap. Provide them with details of your policy so that they take the matters ahead.
- Collect Evidence: Take pictures of the damaged property, and keep them for records.
- Submit the Claim Form: Fill out the insurance claim form, attach other required documents, and submit the same to your insurer
- Have the Claim Adjuster Inspect the Property: A claim adjuster will be sent by your insurer to inspect the damaged property. Make sure that you provide him with accurate information and produce the documents/evidence that is required.
- Validation of the Claim: Once all formalities are done, you will be intimated by your insurer whether or not your claim is accepted, and if yes, to what extent it will be reimbursed will also be informed.
For further query on the process of the insurance claim for home, you can get in touch with OneInsure at 86559 86559 or at support@oneinsure.com. We will be happy to guide you.