Home insurance is a type of property insurance which protects your home against losses or damages incurred because of burglaries, fire, riots and natural disasters like earthquake, flood and storm. In case your insured home suffers from any of the above-mentioned events then you must file for home insurance claims.
To file for a home insurance claim, follow the below mentioned 6 steps:
Step 1: First of all, make sure everything is under control i.e. Your family members are fine and that your home is saved from further damages.
Step 2: Inform the police immediately - whether it is the case of theft or fire or any other event covered under the policy, do inform the police right away.
Step 3: Inform your insurance company - bring to your insurer's notice as well so that they can take the matters ahead.
Step 4: Fill in the claim form - fill all the required details on the claim form correctly and submit the same to your insurer.
Step 5: Give full details of the damage to adjuster - insurance company will send a claim adjuster who will come and inspect the property insured. So make sure that you give him all the correct details.
Step 6: Ask questions - in case you have any doubts regarding your policy or claim procedure, ask your insurance company and clarify things. You can also connect to your insurance agent from whom you have bought the policy to cross check if your claim has been given a fair decision.
Note: You can always reach us at 86559 86559 or support@oneinsure.com if you need guidance or support for your home insurance claim process.