Silver health plan from Bajaj Allianz is one of the most comprehensive health insurance plans for senior citizens.

Benefits of the plan :-

• A total of 130 day care procedures are covered under the plan
• Maximum sum assured available is Rs 5 lakhs while the minimum is Rs 50,000
• 3% permissible pre and post hospitalization expenses are covered
• Pre-existing diseases are covered from the second year of the commencement of the policy
• Cashless claim facility Is available at over 5000 network hospitals (note: in case the policyholder receives treatment in a non-network hospital, 20% of admissible claim will have to be borne by him/her)
• A cumulative bonus of 10% For every claim free year (note: maximum 50%)
• Family discount of 5% Is available under this plan
• Free health check-up In selected diagnostic centres of bajaj allianz is available after every 4 uninterrupted claim-free years
• Income tax deduction benefit is available on the premiums paid
• Ambulance charges are covered Up to a maximum amount of Rs 1,000

Eligibility :-

The person and the spouse should fall within the age bracket of 46-70 years

General exclusions :-

• Illness contacted within first 30 days of the commencement of the policy
• Any surgery/treatment done for cosmetic and aesthetic purpose
• Aids and sexually transmitted diseases
• Ailment arising due to excessive consumption of alcohol and drugs

Health insurance is very important, especially when you grow older because you know that the frequency of the hospital visits increases with the increase in age. So a health plan is must to save your hard-earned money.

To know more about bajaj allianz health insurance policies, Click here.