HDFC Life Easy Health Plan is a combination of a health and a critical illness plan. A lump sum amount is paid out to the policyholder in case s/he is hospitalized or undergoes a surgery or is diagnosed with a critical illness.

Features and benefits:-

• This health plan covers one for:
• Hospitalization expenses
• Surgery cost
• Critical illness
• Individuals have the option of paying either regular annual premiums or pay a single premium. The minimum regular annual premium amount is Rs 676 while the maximum is Rs 1,22,068. Likewise, the minimum single premium amount is Rs 2,184 and the maximum amount for the same is Rs 4,04,279.
• It is a 5 year term policy.

Major benefits:-

• Daily hospital cash benefit: An amount equal to Rs 250 to Rs 5,000 will be paid out as daily hospital cash benefit depending on the requirement of the policyholder. This benefit will be paid annually for a maximum of 20 days in case of non ICU room and 10 days in case of ICU room.
• Surgery cost benefit: THe policyholder will receive a lump sum amount for the expenses incurred on undergoing the surgery out of those listed in the plan. In all, 138 surgical procedures are listed under this plan.
• Critical illness benefit: In case the policyholder is diagnosed with any critical illnesses out of those listed under the plan, s/he will be paid a lump sum amount. In all, this plan covers 18 critical illnesses.

Eligibility:-

Individuals falling within the age group of 18 to 65 years are eligible to sign up for this plan. The maximum age of maturity is 70 years.

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