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What are the Features & Benefits of LIC’s e-Term plan?

LIC's e-term plan is a non-participating, pure term plan that provides protection to the nominees/family members of the life insured in the event of his/her untimely death. Since the plan is a pure term plan, no benefits are payable in case the life insured outlives the policy period.

Features and benefits

  1. It is a pure term plan covering the life of the insured person against unfortunate demise.
  2. No other but only life to be insured can propose oneself for the policy.
  3. The plan is available exclusively on lic's online portal.
  4. While the minimum sum assured is Rs 50,00,000 in case of a non-smoker, the same is Rs 25,00,000 in case of a smoker. However, there's no ceiling on the maximum sum assured amount in both the cases.
  5. While the minimum policy term is 10 years, the maximum is 35 years.
  6. Maximum maturity age for the plan is 75 years
  7. Premiums under this plan are paid annually.

Eligibility

  1. The individual has to be an indian citizen to be eligible for the plan.
  2. The individual must fall within the age bracket of 18 to 60 years.

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Your yearly cost on fast food = roughly ₹ 8,400
price
Cost of Health Insurance for whole family with ₹ 5 lakhs cover!

Tab 3

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