HDFC Surgicare plan is a health plan that comes with hospitalization cash benefit option. The policy provides timely financial support to the insured individual in case of medical surgeries.

Features and benefits:

• Coverage - the plan covers the person against 82 surgical procedures. Hdfc surgicare plangives a lump sum fixed benefit in case the policyholder undergoes any of the listed surgical procedures.There is also an automatic increase in health insurance cover.

• Cashless facility - you can avail cashless benefits at network hospitals.

• Cash benefits - in case the policyholder opts for hospitalisation cash benefit, the individual stands to receive an additional benefit in the event of hospitalisation. The payout from the policy can be used any way you, the insured individual, would like to.

• Benefits - you stand to receive a lump sum payment irrespective of what the actual medical cost.Youcan also choose among flexible benefit options.

• Premium payment - the plan comes with flexible premium payment options(monthly, half-yearly or annually).

Eligibility criteria:

• The minimum term period is 7 years, while the maximum is 20 years.

• The minimum age at entry is 18 years, while the maximum is 50 years.

• The maximum age at expiry is 55 years.