When you are travelling abroad it is one of the most delightful experiences to visit different places and explore the world. When you plan your trip, you leave no stone unturned, i.E. From buying your tickets, visa formalities to booking the appropriate holiday destination and stay with every possible care to ensure a perfect trip. In order to avoid any unforeseen event like situations related to your health or cancellation of a trip due to family emergency, It is advisable to buy an adequate travel insurance.
Below given are the risk that is covered under a travel insurance to protect any individual who is travelling outside india:-
- Accidental and sickness medical expenses reimbursement
- Accidental death and dismemberment benefit (24hrs)
- Accidental death and dismemberment benefit common carrier
- Sickness dental pain relief
- Emergency medical evacuation
- Repatriation of remains
- Baggage delay benefits (after first 12 hours)
- Checked in baggage loss benefit
- Loss of passport
- Personal liability
- Flight delay
- Hijack distress allowance
- Home burglary
- Emergency cash advance
- Fraudulent charges (payment card security)
- Trip cancellation
- Trip curtailment
- Missed departure / missed connection
- Bounced hotel / airline booking
- Coverage towards pre-existing ailments in case of life threatening situations (please refer policy terms & conditions)
- Daily allowance in case of hospitalization
- Compassionate visit
Please note: every insurance company offers different benefits.