Riders are the additional benefits which you can add to your pension plan to make it more comprehensive. Some of the riders available under a pension plan are:

• Accidental death: The policyholder will receive a compensation in the event of an accident leading to death.
• Dismemberment benefit rider- in the event the life assured is disabled due to an accident, the policyholder will be paid a compensation i.e. A percentage of the sum assured equivalent to the dismemberment ratio.
• Critical illness-the policyholder is entitled to receive a compensation/ financial benefits if he is diagnosed with the listed critical illness.
• Term rider- in the event of a death of the life insured, the nominee will receive a lump-sum sum insured or a monthly payoutfor a specified duration.
• Waiver of premium rider - in the event of an accident or mishap as defined by the rider, the policyholder is not required to pay future premiums.

Compare different products and read policy documents carefully to get the most suited plan with the best rider benefits for yourself.