Aditya Birla Sun Life Dream Endowment Plan is a unit linked non participating plan that gives you a guaranteed sum on maturity.

Features and benefits

• Maturity benefits - at maturity, the policyholder stands to receive higher of the fund value or guaranteed savings fund.

• Death benefits- in the event of the demise of the policyholder, the nominee will receive the basic sum assured plus enhanced sum assured (if any) plus fund value.

• Riders - the riders that can be availed on this plan include absli critical illness rider, absli accidental death and disability rider, absli waiver of premium rider, absli hospital care rider and birla sun life surgical care rider.

• Premium payments- premiums can be paid monthly, quarterly, semi-annually or annually.

Eligibility criteria

• The policy term of the plan is 10, 15, 20, 25 and 30 years.

• The entry age of the plan is 1 year to 65 years. This is subject to minimum age of 18 on guaranteed savings date.

• In case of premium, if paid monthly, the amount stands at a minimum of Rs 24,000 p.a., for quarterly, the amount stands at a minimum of Rs 20,000 p.a., if paid semi-annually, the amount stands at a minimum of Rs 15,000 p.a. And if paid annually, the amount stands at a minimum of Rs 12,000 p.a.