As the name implies, temporary total disability is a disablement which is total but for a temporary period only. Under this disability, the insured cannot wholly and continuously perform each and every duty pertaining to his job/occupation.

The temporary disablement will be for a few days, weeks, months or even a year. Here, the compensation is paid on a weekly basis. However, the compensation paid varies from company to company. Certain companies pay a compensation of 1% of the sum insured or max. Rs. 5,000 per week for a max. Period of 100 weeks.

It is important to read the policy documents carefully and understand which features are offered by the insurance company before purchasing the policy.