Although frequently used interchangeably, there is a slight difference between mediclaim and health insurance. The basic difference is that mediclaim covers for hospitalization expenses whereas health insurance policies cover much more.
Let's take a look at this in a descriptive form below:
Mediclaim:
1. Mediclaim is one of the types of health insurance.
2. It covers hospital expenses.
3. It also covers the treatment of accident and illness which are pre-specified with pre-determined limit.
1. Health insurance gives you full coverage on your health.
2. It covers health comprehensively against hospital expenses with pre hospitalization expenses and post hospitalization expenses.
3. Apart from hospital expenses, health insurance also covers ambulance charges, critical illness cover, personal accident, etc.
If you have more queries regarding mediclaim and health insurance, let us know in the comment section below or if you need assistance in deciding what to go with, then do reach us at 86559 86559 or fill out the form and we will call you now.