Travel insurance plans are offered by many insurance companies, but in most cases, the company will not have an office at all the destinations where you plan to travel. This is the main reason a tpa is appointed. A third party administrator (commonly referred as tpa) is an Irda (insurance regulatory & development authority) approved specialized service providers.As per Irda's website, there is a total of 30 tpa's (third party administrator's) in india, as on 15th january 2016.

Certain services offered by tpa's are:

1. Cashless hospitalization/ pre-authorization services for hospitals/ dental claims at network hospitals

2. Medical benefits

3. Emergency medical assistance

4. Accidental death benefit

5. Repatriationof mortal remains

6. Baggage delay / loss of baggage

7. Loss of passport

8. Sickness dental relief

However, it is important to check who is your tpa or claim service provider and what benefits they offer. To know more about the travel insurance claim process, please click on the link below:

http://www.Oneinsure.com/general-claim-insurance