FAQ - Critical Illness

Q.
Which of the Major Critical Illness are covered under a Critical Illness Policy?
Ans

Critical Illness Policy is a Fixed Benefit Plan. The insurance will get the full sum insured irrespective whether one is hospitalised or not or what is the actual expenses for the treatment. The list may vary depending on the Insurance Company you have chosen. It is important to check the number illnesses covered and the additional benefits offered before choosing the right product.  

Below is the list of Common Critical Illness: 

Though we have listed all the major illness/ procedures that are covered under a critical illness plan, however, there is a specific list maintained by every insurance company. Let us also look at the list of companies that offer a Critical Illness Policy:

Insurance Company

Total Critical Illness Covered

Cigna TTK Lifestyle Protection – Critical Care

30 Illness Covered

Apollo Munich – Optima Vital

37 Illness Covered

Bajaj Allianz – Critical Illness

10 Illness Covered

Bharti Axa – Critical Illness

20 Illness Covered

Chola MS – Critical Healthline

12 Illness Covered

Future Generali – Critical Illness

12 Illness Covered

HDFC Ergo – Critical Illness

15 Illness Covered

Max Bupa – Health Assure

20 Illness Covered

Religare Health – Religare Assure

20 Illness Covered