Have you been wondering what is health insurance and why you must opt for it? in simple terms, health insurance covers the whole or a part of the risk of a person incurring medical expenses in case of sickness or injury. Depending on your specific plan, you may also be covered for losses incurred from accidents, disabilities, and even accidental death.

Lifestyle disorders and stress-related ailments are a fact of life all over the world. India is no different, and your health or your family members' is no exception. Most health plans allow you to add family members into your policy - for a higher premium of course.

Moreover, some of the bigger names in the insurance industry have tie-ups with world-class healthcare providers and chains that allow their customers to avail cash-free treatments and hospitalization.

Some advantageous riders that come along with health insurance policies include:

• No claim bonus (NCB)
• Restore/recharge
• Free health check-ups
• Maternity

For more, read How to compare health insurance plans.

Here are some benefits of having a good health plan in place:

• Covers unexpected healthcare expenses
• Provides better quality of treatment
• Regular medical attention
• Better lifestyle
• Tax benefits on the premiums under section 80c

Have more queries on health insurance? let OneInsure assist you. Write to us at support@oneinsure.com or call 86-559-86-559 and our experts will be on hand to help.