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Life Insurance
Claim Process -
LIC of India
Intimation of Claim
Submission of Documents
Decision on Claim
How to intimate
Life
claim with
LIC of India
Nearest Branch
Branch Locator
Details required for Registration/ Intimation of Claim
To Register a claim through the above contact points, the following information has to be provided to the customer support executive:-
Policy Number
Name of the Claimant
Name of the Life Assured
Date of death / event of the Life Assured
Cause of Death/event
Contact Details
Once the claim is registered, a Claim Reference/Intimation Number will be generated and has to be preserved for further correspondence.
Death Claim
Maturity/Survival
Points to Remember
A death claim needs to intimated as soon as possible after the occurance of the event to the insurer.
Please ensure timely submission of claim file for speedy decision.
Probability of investigation is less if the policy is more than 3 years old.
A death claim needs to intimated as soon as possible after the occurance of the event to the insurer.
Please ensure timely submission of claim file for speedy decision.
Probability of investigation is less if the policy is more than 3 years old.
List of Documents
Mandatory Certificate of Death
Proof of age of the life assured (if not already given)
Deeds of assignment / reassignments (if required)
Policy document V. Any other document as per requirement of the insurer
For early death Claim(If the claim has accrued within three years from the beginning of the policy)
Statement from the hospital if the deceased had been admitted to hospital
Certificate of medical attendant of the deceased giving details of his/her last illness
Certificate of cremation or burial to be given by a person of known character and responsibility present at the cremation or burial of the body of the deceased
Certificate by employer if the deceased was an employee.
In case of an air crash the certificate from the airline authorities would be necessary certifying that the assured was a passenger on the plane.
In case of ship accident a certified extract from the logbook of the ship is required. In case of death from medical causes, the doctors’ certificate and/or treatment records may be required.
If the life assured had a death due to accident, murder, suicide or unknown cause the police inquest report, panchanama, post mortem report, etc would be required.
Process of Claim
01
Intimation of Claim
02
Submission of Documents
03
Decision on Claim
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