Process of Claim

Claim Process

New India Assurance

Instant Help With Emergency Claim

For any emergency claim call us on 8659986599

Steps

Navigating Claims Made Simple: Your Guide to a Hassle-Free Process.

  1. Intimation     
  2. Compilation/ Submission of claim file 

Intimate claim process

How to intimate travel claim with New India Assurance

E-Mail
heritagehealth@vsnl.net
Claim Helpline
1800 22 4004
Register Claim Online
Insured Person shall where possible consult first within the campus, college, school or Employer’s/ Sponsors’ Doctor.

Details required for Registration/ Intimation of Claim

To register a claim/seek assistance through the above contact points, the following information has to be provided to the customer support executive:-
  • Specification of claim
  • Address
  • Telephone number

Types of Claims

How to intimate health claim with Bajaj Allianz General Insurance

Points to Remember

  • Assistance service provider is to be intimated in the event of any treatment, non intimation may invalidate the claim.
  • Cashless will be extended for all in-patient treatments only when service provider is intimated & pre approval obtained (as per policy T & C)
  • OPD Claims  & claims other then In-Patient will be reimbursed upon return to India.
  • Policy does not cover traveling abroad for obtaining medical treatment & travelling against medical advice.
  • Assistance service provider is to be intimated in the event of any treatment, non intimation may invalidate the claim.
  • Cashless will be extended for all in-patient treatments only when service provider is intimated & pre approval obtained (as per policy T & C)
  • OPD Claims  & claims other then In-Patient will be reimbursed upon return to India.
  • Policy does not cover traveling abroad for obtaining medical treatment & travelling against medical advice.
List of Documents

Medical and emergency expenses / hospital benefit / personal accident (including additional travel, accommodation expense)

  • Original certificate of insurance 
  • Copies of airline tickets
  • Original bills or receipts for full amount of claim (photocopies not acceptable) 
  • Confirmation by hospital of dates of hospitalisation (for claims for hospital benefits) 
  • Death certificate (for compensation claims of death by accident)
  • The medical certificate does not need to be completed for minor accidens or illness
  • Physician's report (original attached to the policy of applicable) these documents must be supplied with the completed claim form at the claimant's expense failure to do so will delay the processing of your claim and could result in it being declined.

Baggage, personal effects (inc. baggage delay)

  • Original certificate of insurance (photocopies not acceptable unless an annual policy
  • Airline tickets
  • Available receipts for the lost baggage if unavailable supply any other documentation which could assist in giving proof of value, eg. valuations, sales literature, etc.
  • Originals of all written reports received from carrier if verbal reports only was made please specify.
  • Please supply property irregularity report and copies of your correspondence with the airline.
  • If claim is for delayed baggage, please supply property irregularity report and letter from carrier confirming reason for delay and duration of the delay.
  • These documents must be supplied with the completed claim form at the claimant's expense, failure to do so will delay the processing of your claim and could result in it being declined.

Registered Address
Heritage Health TPA Pvt.Ltd.Champion Building,Ground Floor,15, Parsi Panchayat Road,Andheri (East),Mumbai – 400069 - India

Process of claim

1
The treatment is to be intimated with respective service providers within prescribed timelines.
2
All prescriptions, investigation reports & medicine bills are to be kept handy.
3
The claim file is to be prepared with ref to check list & to be submitted upon return to India.
4
Duly filled claim forms along with all necessary documents are to be submitted within prescribed timelines.
5
Insurer will inform about any deficiency within 7 days.
6
Post receiving of all required info, the claim will be processed within 30 days.
7
If the claim is approved, amount will be transferred within 30 days.
8
If the claim is rejected, letter with details are to be shared with Insured.
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