Robinhood Insurance Broker Private Limited

Tata AIG - Secured Future Plan

Tata AIG
General Insurance Company

Tata AIG General Insurance Company is a joint venture between the Tata Group and American International Group (AIG), multinational Insurance Corporation based in US. Tata AIG offers complete range of general insurance products and strive to provide innovative and customer specific insurance products in retail and commercial space.

Contact Details

Toll Free line: 1800-266-7780

Product Overview of Tata AIG - Secured Future Plan

This policy offers compensation in case of death or bodily injury to the insured person, directly and solely as a result of an accident, by external, visible and violent means.

Unique Features of Tata AIG - Secured Future Plan

Accidental Death - In event of an accident, if the insured dies then 100% of the sum insured will be payable.

Accidental Dismemberment: Covers for the bodily injury resulting in dismemberment of any body part or loss of sight or hearing

Permanent Total: It provides for payment of compensation for bodily injury caused by accidental, violent, external and visible means resulting in Permanent Total Disablement resulting from an accident.

Guaranteed monthly income upto 20 years.

24hrs worldwide coverage

Eligibility Criteria for Tata AIG - Secured Future Plan

Age Group Min Entry Age: 18 Years Max Entry Age: 70 Years
Renewal Age Life Long Renewal
Policy Tenure 1 Year
Family Definition Individual

Product Benefits of Tata AIG - Secured Future Plan

Accidental Death 100% of Sum Insured
Dismemberment & Paralysis As per the limits specified in the policy wordings
Permanent Total Disability 100% of Sum Insured
Guaranteed monthly income upto 20 years  Depending upon monthly expenditure insured can choose the highly flexible options, with Monthly income benefits ranging from Rs.10000 to Rs.35000

Add-ons for Tata AIG - Secured Future Plan

Not Available

Additional discounts for Tata AIG - Secured Future Plan

Not Available

Exclusion in Tata AIG - Secured Future Plan

Accidental Bodily Injury that you meet with or arises out of:

  • Loss caused directly or indirectly, wholly or partly by infections (except pyogenic infections which shall occur through an accidental cut or wound) or any other kind of Disease
  • Suicide, attempted suicide (whether sane or insane) or intentionally self-inflicted Injury or Illness, or sexually transmitted conditions, mental or nervous disorder, anxiety, stress or depression, Acquired Immune Deficiency Syndrome (AIDS), Human Immune deficiency Virus (HIV) infection.
  • Serving in any branch of the Military or Armed Forces of any country, whether in peace or War, and in such an event We, upon written notification by You, shall return the pro rata premium for any such period of service during the circumstances described in a Hazard
  • Being under the influence of drugs, alcohol, or other intoxicants or hallucinogens unless properly prescribed by a Physician and taken as prescribed
  • Participation in an actual or attempted felony, riot, crime, misdemeanor, or civil commotion
  • Operating or learning to operate any aircraft, or performing duties as a member of the crew on any aircraft
  • War, civil War, invasion, insurrection, revolution, act of foreign enemy, hostilities (whether War be declared or not), rebellion, mutiny, use of military power or usurpation of government or military power, etc.
Please refer the policy Terms & Conditions for a detailed list of exclusions.

Claim Process for Tata AIG - Secured Future Plan

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