Max Bupa Health Assurance - Personal Accident Policy
Health Insurance Company
Max Bupa is a joint venture between Max India, an Indian healthcare specialist, and Bupa, a UK based healthcare company. The company commenced operations in 2008 and offers wide range of plans best suited for individuals. The experience of the two partners in healthcare sector adds value and makes Max Bupa a specialist for health insurance products.
Toll Free line: 1800-3010-3333
E-mail: customercare@maxbupa.com
This policy offers compensation in case of death or bodily injury to the insured person, directly and solely as a result of an accident, by external, visible and violent means.
Unique Features of Health Assurance - Personal Accident Policy
Permanent Total Disablement - In the unfortunate case of permanent total disability, we pay 125% of the sum assured.
Child Education Benefit - In case of accidental death or permanent total disability, a lump sum compensation will be paid towards child's education.
Funeral Expenses - Any funeral expenses are covered, in the case of the accidental death of any insured member.
Guaranteed Cash Benefit - If your claim is admissible, you are entitled to a guaranteed cash benefit.
In the event of an accident outside india it will be covered under Worldwide Coverage
Eligibility Criteria for Health Assurance - Personal Accident Policy
| Category | Details | ||||||
|---|---|---|---|---|---|---|---|
| Age Group | Min Entry Age: 18 Years Max Entry Age: 65 Years Min Entry Age: 5 Years Max Entry Age: 21 Years for children |
||||||
| Renewal Age | Life Long Renewal | ||||||
| Sum Insured | Rs. 5 Lacs to Rs. 25 Lacs | ||||||
| Policy Tenure | 1 Year and 2 Years | ||||||
| Family Definition | Individual & Family - (Self- 100% of SI, Spouse - 50% of SI or Rs. 10 Lacs (whichever is less) & (Dependent Children - 20% of SI or Rs. 2 Lacs (whichever is less) | ||||||
Product Benefits of Health Assurance - Personal Accident Policy
| BENEFITS | Sum Assured | |||||
|---|---|---|---|---|---|---|
| Level 1 | Level 2 | Level 3 | Level 4 | |||
| 5 Lacs | 10 Lacs | 20 Lacs | 25 Lacs | |||
| Accidental Death | 100% of SI | 100% of SI | 100% of SI | 100% of SI | ||
| Permanent Total Disability | 100% of SI | 100% of SI | 125% of SI | 125% of SI | ||
| Permanent Partial Disability | As per the limits specified in the table | |||||
| Child Education Benefit | Covered - 5% of SI or Rs. 50000, whichever is lower, per child | |||||
| Funeral Expenses | Rs. 5000 paid in case of accidental death of the insured person. | |||||
Add-ons for Health Assurance - Personal Accident Policy
Not Available
Additional discounts for Health Assurance - Personal Accident Policy
| Discounts | Details | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 2yr Policy Tenure Discount | Opt for a 2 year tenure on your insurance plan and get attractive discounts on your premium. | ||||||||||
Exclusion in Health Assurance - Personal Accident Policy
Accidental Bodily Injury that you meet with or arises out of:
- Suicide or self-inflicted injury, whether the Insured Person is medically sane or insane.
- Any disability arising out of Pre-existing Conditions if not accepted and endorsed by Max Bupa.
- Committing an assault, a criminal offence or any breach of law with criminal intent.
- Inhaling any gas or fumes, accidentally or otherwise, except accidentally in the course of duty.
- War (whether declared or not), invasion, act of foreign enemy, hostilities, civil war, martial law, rebellion, revolution, insurrection, military or usurper power, riot or civil commotion, etc.
Claim Process for Health Assurance - Personal Accident Policy
In case you would like to know about the Claim Process or would like to register a Claim please click the link below
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