Shriram - Personal Accident Policy
Shriram General Insurance (SGI) is a joint venture between Shriram Capital and Sanlam Limited, a leading Financial Services Group of South Africa. The company’s focus is to offer innovative products through application of latest technology and serve the large pool of common consumers in India. SGI is also the winner of “Excellence In Growth Award" in 2011 & 2012.
Toll Free line: 1800-180-3009 / 1800-300-30000
This policy offers compensation in case of death or bodily injury to the insured person, directly and solely as a result of an accident, by external, visible and violent means.
Unique Features of Shriram - Personal Accident Policy
Accidental Death - In event of an accident, if the insured dies then 100% of the sum insured will be payable.
Permanent Total: It provides for payment of compensation for bodily injury caused by accidental, violent, external and visible means resulting in Permanent Total Disablement resulting from an accident.
Accident Medical Expenses: Hospitalization expenses due to Accident resulting in claim for Death / Disablement
Worldwide Coverage shall be provided under this plan
Eligibility Criteria for Shriram - Personal Accident Policy
| Category | Details | |||||||
|---|---|---|---|---|---|---|---|---|
| Age Group | Min Entry Age: 5 Years Max Entry Age: 70 Years Min Entry Age: 5 Years Max Entry Age: 25 Years (Dependent children) |
|||||||
| Renewal Age | Life Long Renewal | |||||||
| Sum Insured | ||||||||
| Policy Tenure | 1 Year | |||||||
| Family Definition | Spouse, Children, Siblings, Siblings in law, Parents, Parents in Laws, Legal Guardian, Step or Adopted Children, Step Parents | |||||||
Product Benefits of Shriram - Personal Accident Policy
| Benefits | Description | |||||
|---|---|---|---|---|---|---|
| Accidental Death | 100% of Sum Insured | |||||
| Permanent Total Disability | 100% AD Sum Insured | |||||
| Permanent Partial Disability | As per the limits specified in the table | |||||
| Medical Expenses | Rs. 5000 per amputation | |||||
Add-ons for Shriram - Personal Accident Policy
Not Available
Additional discounts for Shriram - Personal Accident Policy
| Discounts | Details | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| Family Discount | 10 % Family Discount will be available if more than 1 member is covered under the policy | ||||||||||
Exclusion in Shriram - Personal Accident Policy
The Company shall not be liable under this Policy for - Payment of compensation in respect of Death, Injury or Disablement of the Insured:
- From intentional self-injury, suicide
- Whilst under the influence of intoxicating liquor or drugs
- Whilst engaging in Aviation or Ballooning whilst mounting into, dismounting from or traveling in any balloon or aircraft other than as a passenger (fare paying or otherwise) in any duly licensed standard type of aircraft anywhere in the world
- Directly or indirectly caused by venereal disease/s, AIDS or insanity
- Arising or resulting from the insured committing any breach of law with criminal intent, etc.
Claim Process for Shriram - Personal Accident Policy
In case you would like to know about the Claim Process or would like to register a Claim please click the link below
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