Bajaj Allianz Individual Travel Companion
General Insurance Company
Bajaj Allianz General Insurance Company Limited is a joint venture between Bajaj Finserv Limited 74% and Allianz SE 26% as on 31st March 2013. Bajaj Allianz General Insurance Co. Ltd offers products like Motor Insurance, Health Insurance, Travel Insurance, Home Insurance Etc.
Toll Free- 1800-209-5858, 1800- 209- 0144
Phone number: 020-30305858
Fax number: 91-20-30512207
Email: travel@bajajallianz.co.in
Email: customercare@bajajallianz.co.in
Bajaj Allianz Travel Companion Individual is a comprehensive plan that caters to the specific needs of an individual travelling abroad. The plan covers the individual against medical eventualities, loss of baggage, passport, delay, etc. The plan is available in four variants: Travel Care, Travel Secure, Travel Value and Travel Asia.
Unique Features of Bajaj Allianz Individual Travel Companion
Covers expenses of hospitalization, loss of baggage and other incidental expenses
Covers you against trip cancellation, trip curtailment and burglary of your home
24 hours Call Centre service
Cover against loss of passport, baggage
Quick disbursement of claims
Global expertise matched with local knowledge
Only insurance company with in-house international toll-free numbers and fax numbers
Eligibility Criteria for Bajaj Allianz Individual Travel Companion
| Product Name | Travel Guard | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Minimum Entry age | 6 months | ||||||||||||
| Maximum Entry age | 60 years | ||||||||||||
| Renewal Age | Up to 60 years | ||||||||||||
| Sum Insured | $50,000/ $2,00,000/ $5,00,000 | ||||||||||||
| Policy Tenure | 180 days | ||||||||||||
| Premium Calculated on Basis of | Age, Trip duration, Destination and Sum Insured | ||||||||||||
Product Benefits of Bajaj Allianz Individual Travel Companion
| Coverage | Travel Care | Travel Secure | Travel Value | Travel Asia Flair | Travel Asia Supreme |
|---|---|---|---|---|---|
| Benefit in US$ | Benefit in US$ | Benefit in US$ | |||
| Medical Expenses, Evacuation and Repatriation | 50000 | 2,00,000* | 5,00,000 | 15,000 | 25,000 |
| Emergency dental pain relief included in (I) above | 500 | 500 | 500 | 500 | 500 |
| Loss of Baggage (Checked) Per baggage maximum 50% and per item in the baggage 10% | 250 | 1,000 | 1,000 | 200 | 200 |
| Delay of Baggage | 100 | 100 | 100 | 100 | 100 |
| Personal Accident (Only 50% of the Sum Assured in respect of the death of the insured person below the age of 18 years) | 10,000 | 25,000 | 30,000 | 7,500 | 7,500 |
| Loss of passport | 250 | 250 | 250 | 100 | 100 |
| Personal Liability | 1,00,000 | 2,00,000 | 2,00,000 | 10,000 | 10,000 |
| Hijack | $ 50 per day to maximum $ 300 | $ 50 per day to maximum $ 300 | $ 50 per day to a maximum $ 300 | $ 20 per day to a maximum $ 200 | $ 20 per day to a maximum $ 200 |
| Emergency Cash Advance (Cash advance would include delivery charges ) | 500 | 1000 | 1500 | - | - |
| Golfer Hole-in-one | - | 250 | 500 | ||
| Trip Delay | - | $ 20 per/12 hrs(upto $120 max) | $ 20 per/12 hrs(upto $120 max) | ||
| Per Baggage maximum 50 % and per item in the baggage 10 %. Only 50% of the Sum assured in respect of the death of the insured person below age of 18 years Cash Advance Would include delivery charges. | |||||
Exclusions for Bajaj Allianz Individual Travel Companion
- Any medical condition or complication arising from it which existed before the commencement of the policy period, or for which care, treatment or advice was sought, recommended by or received from a physician.
- Routine physical or other examination where there is no objective indication of impairment of normal health.
- Medical expenses beyond the expiry of the policy period.
- Suicide, attempted suicide or willfully self-inflicted injury or illness, mental disorder, anxiety/stress/depression/nervousness having no underlying physical illness as a cause; venereal disease, alcoholism, drunkenness or the abuse of drugs.
- Manual work or hazardous occupation, self-exposure to needless peril (except in an attempt to save human life), engaging in any criminal or illegal act.
- Pregnancy, resulting in childbirth, miscarriage, abortion, or complication arising out of any of the foregoing.
- Experimental, unproven or non-standard treatment.
- Treatment by any other system other than modern medicine (also known as Allopathy).
- The cost of spectacles, contact lenses, hearing aids, crutches and all other external appliances and/or devices whether for diagnosis or treatment.
- Delay of baggage when the intended destination is in India.
- Loss or damage to the insured's passport as a result of the confiscation or detention by customs, police or any other authority.
- Loss which is not reported to the appropriate police authority within 24 hours of the discovery of the loss, and in respect of which an official report has not been obtained.
- Loss caused by the insured's failure to take reasonable steps to guard against the loss of passport.
Claim Process for Bajaj Allianz Individual Travel Companion
Assistance service provider is to be informed in each & every medical treatment. Non Intimation may invalidate the claim.
Service Provider details
| Country | Contact No. |
|---|---|
| USA (001) | 186658 76903 |
| Canada (001) | 186691 43705 |
| Finland (358) - carrier TS | 990+800 10002005 |
| Finland (358) - carrier Elisa | 999+800 10002005 |
| Hong Kong (852) | 001+800 10002005 |
| Israel (972) | 014+800 10002005 |
| Singapore (065) | 001+800 10002005 |
| So. Korea (082) - carrier Telecom | 001+800 10002005 |
| So. Korea (082) - carrier Dacom | 002+800 10002005 |
| Thailand (066) | 001+800 10002005 |
| Japan (081) - carrier Tele | 0041-010+800 10002005 |
| Japan (081) - carrier IDC | 0061-010+800 10002005 |
| Japan (081) - carrier NTT | 0033-010+800 10002005 |
| Japan (081) - carrier KDD | 001-010+800 10002005 |
| Australia (061) | 0011+800 10002005 |
| For European countries | 00+800 10002005 |
| Malaysia, Philippines, New Zealand | 00+800 10002005 |