Bharti Axa Individual & Family Annual Multitrip
General Insurance Company Ltd
Bharti AXA General Insurance Company Ltd is a joint venture between Bharti Enterprises, a leading Indian business group and AXA, a world leader in financial protection. The joint venture company has a 74% stake from Bharti and 26% stake of the AXA Group. The organization commenced national operations in August 2008 and currently has 59 branch offices across the country.
Customer Support: 1800-103-2292
(Toll free), +91 49010200
SMS: 5667700 using keywords such as Claim, Service, Renew and Call Back
Email: customer.service@bharti-axagi.co.in
Bharti Axa Individual & Family Travel Annual Multi trip is a comprehensive plan for frequent fliers which covers them against unexpected medical and financial emergencies, during your the trip. The policy offers three variants to choose from: Standard, Gold & Platinum.
Unique Features of Bharti Axa Individual & Family Annual Multitrip
Covers medical expenses inclusive of repatriation and emergency medical evacuation
Offers cover against medical expenses related to acute anaesthetic treatment of a natural tooth or teeth during a trip.
Offers cover against loss of baggage and loss of passport
Payment of distress allowance in case of hijack of a common carrier
Eligibility Criteria for Bharti Axa Individual & Family Annual Multitrip
| Product Name | Travel Guard | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Minimum Age of Entry | 3 months | ||||||||||||
| Maximum age of Entry | 70 years | ||||||||||||
| Renewal Age | Upto 70 Years | ||||||||||||
| Sum Insured | $1,00,000/ $2,50,000/ $5,00,000 | ||||||||||||
| Policy Tenure | Minimum no. of days per trip is 2 days and per trip the maximum days should not be more than 30 days, 45 days, and 60 days as per the plan chosen | ||||||||||||
| Family Definition | Individual/ Family floater including self, spouse and 2 dependent children below 23 years | ||||||||||||
| Premium Calculated on Basis of | Age, Trip duration, Destination and Sum Insured | ||||||||||||
Product Benefits of Bharti Axa Individual & Family Annual Multitrip
| Benefits | Smart Traveller- Multi trip Silver | Smart Traveller- Multi trip Gold | Smart Traveller- Multi trip Platinum | Deductibles |
| Medical Expenses (incl. repatriation & Emergency Medical Evacuation) |
US$ 100000 | US$ 250000 | US$ 500000 | US$ 50 |
| Dental Treatment Expenses | US$ 500 | US$ 500 | US$ 1000 | US$ 50 |
| Personal Accident | US$ 20000 | US$ 25000 | US$ 40000 | Nil |
| Accidental Death and Dismemberment - Common Carrier |
US$ 2500 | US$ 2500 | US$ 5000 | Nil |
| Daily Allowance in case of Hospitalisation | US$ 25 per day for 7 days | US$ 25 per day for 7 days | US$ 50 per day for 10 days | 2 Days |
| Compassionate Visit | Round trip and stay expenses of the immediate family member to visit the Insured if he/she is hospitalized for more than 7 consecutive days. Reimbursement of return fare of the Insured to visit the native place in the unfortunate event of the immediate family member being hospitalized for more than 7 consecutive days in India or in the event of death of spouse, dependent children or parents. | Nil | ||
| Loss of Passport and documents | US$ 350 | US$ 350 | US$ 350 | US$ 25 |
| Total loss of checked baggage | US$ 1000 | US$ 1250 | US$ 2000 | Nil |
| Delay of checked baggage | US$ 100 | US$ 100 | US$ 150 | 6 hours |
| Trip Delay | US$ 50 | US$ 50 | US$ 75 | 6 hours |
| Trip Cancellation and Interruption | US$ 500 | US$ 500 | US$ 1000 | Nil |
| Missed Connection | US$ 250 | US$ 300 | US$ 750 | Nil |
| Personal Liability | US$ 100000 | US$ 200000 | US$ 300000 | Nil |
| Hijack Distress Allowance | US$ 75 | US$ 75 | US$ 200 | 12 hours |
| Home Fire Insurance – Contents (in INR) | Rs. 100000 | Rs. 200000 | Rs. 500000 | Nil |
| Home Burglary Insurance- Contents (in INR) | Rs. 100000 | Rs. 200000 | Rs. 500000 | Nil |
| Loss of Deposit or cancellation - Hotel and Airline | No Cover | US$ 250 | US$ 1000 | Nil |
| Overbooked Flight | No Cover | US$ 250 | US$ 1000 | Nil |
| Bail Bond | No Cover | US$ 2500 | US$ 5000 | Nil |
| Legal expenses | No Cover | US$ 100 | US$ 400 | Nil |
| Pet Care | No Cover | US$ 100 | US$ 400 | Nil |
| Emergency accommodation | No Cover | US$ 250 | US$ 1000 | Nil |
Exclusions for Bharti Axa Individual & Family Annual Multitrip
- Where the insured is travelling against the advice of a Physician
- Where the insured is is travelling for the purpose of obtaining treatment
- No claim will be paid if arising from suicide, attempted suicide or wilfully self inflicted injury
- No claim will be paid if arising from the Insured person taking part in Naval, Military or Airforce operations
- No claim will be paid if arising from War, invasion, acts of foreign enemy, hostilities
- No claim will be paid arising from the participation of the Insured person in adventure sports
- No claim will be paid for pre-existing diseases, sexually transmitted diseases, AIDS, HIV, etc
- Cosmetic surgery, unless such cosmetic surgery is rendered medically necessary as part of treatment for accidents and burns whilst being abroad.
- Hazardous occupation, or if engaged in any criminal or illegal act.
- Non Allopathic treatment e.g. - Ayurvedic, Yogic, Homeopathic, Unani treatment(s).
- Naturopathy treatment
Claim Process for Bharti Axa Individual & Family Annual Multitrip
Assistance service provider is to be informed in each & every medical treatment.Non Intimation may invalidate the claim.
Service Provider details
| Country | Contact No. |
|---|---|
| For Canada | (Toll Free) 844-691-8883 |
| For USA | (Toll Free) 844-691-8885 |
| For Rest of the world excluding Canada & USA (Bharti AXA General +91 11 47324403 Insurance Call back number) | (+91 11 47324403) |