Bharti Axa Individual & Family Schengen Travel
General Insurance Company Ltd
Bharti AXA General Insurance Company Ltd is a joint venture between Bharti Enterprises, a leading Indian business group and AXA, a world leader in financial protection. The joint venture company has a 74% stake from Bharti and 26% stake of the AXA Group. The organization commenced national operations in August 2008 and currently has 59 branch offices across the country.
Customer Support: 1800-103-2292
(Toll free), +91 49010200
SMS: 5667700 using keywords such as Claim, Service, Renew and Call Back
Email: customer.service@bharti-axagi.co.in
Bharti Axa Individual & Family Schengen Travel Insurance is policy that covers you against unexpected medical and financial emergencies, during your trip to Schengen countries. The policy offers three variants to choose from: Standard, Gold & Platinum.
Unique Features of Bharti Axa Individual & Family Schengen Travel
Covers medical expenses inclusive of repatriation and emergency medical evacuation
Offers cover against medical expenses related to acute anaesthetic treatment of a natural tooth or teeth during a trip.
Offers cover against loss of baggage and loss of passport
Payment of distress allowance in case of hijack of a common carrier
Eligibility Criteria for Bharti Axa Individual & Family Schengen Travel
| Product Name | Travel Guard | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Minimum Age of Entry | 3 months | ||||||||||||
| Maximum age of Entry | 60 years | ||||||||||||
| Renewal Age | Upto 60 Years | ||||||||||||
| Sum Insured | € 30,000/ € 50,000/ € 100,000 | ||||||||||||
| Policy Tenure | Minimum days per trip is 2 days & Maximum is 365 | ||||||||||||
| Family Definition | Individual/ Family floater including self, spouse and 2 dependent children below 23 years | ||||||||||||
| Premium Calculated on Basis of | Age, Trip duration, Destination and Sum Insured | ||||||||||||
Product Benefits of Bharti Axa Individual & Family Schengen Travel
| Coverage | Smart Traveller Schengen Silver | Smart Traveller Schengen Gold | Smart Traveller Schengen Platinum | Deductibles |
| Medical Expenses (incl. repatriation & Emergency Medical Evacuation) |
€ 30,000 | € 50,000 | € 100,000 | € 50 |
| Dental Treatment Expenses | € 500 | € 500 | € 500 | € 50 |
| Personal Accident | € 10,000 | € 15,000 | € 20,000 | Nil |
| Accidental Death and Dismemberment - Common Carrier |
€ 2,500 | € 2,500 | € 2,500 | Nil |
| Daily Allowance in case of Hospitalisation |
No Cover | € 25 per day for 7 days | € 25 per day for 7 days | First 2 days |
| Compassionate Visit | Round trip and stay expenses of the immediate family member to visit the Insured if he/she is hospitalized for more than 7 consecutive days.Reimbursement of return fare of the Insured to visit the native place in the unfortunate event of the immediate family member being hospitalized for more than 7 consecutive days in India or in the event of death of spouse, dependent children or parents | Nil | ||
| Loss of Passport and documents | € 350 | € 350 | € 350 | € 25 |
| Total loss of checked baggage | € 500 | € 500 | € 1,000 | Nil |
| Delay of checked baggage | € 100 | € 100 | € 100 | 6 hrs |
| Trip Delay | No Cover | € 50 | € 50 | 6 hrs |
| Trip Cancellation and Interruption | No Cover | € 500 | € 500 | Nil |
| Missed Connection | No Cover | € 250 | € 250 | Nil |
| Personal Liability | € 50,000 | € 100,000 | € 100,000 | Nil |
| Hijack Distress Allowance | No Cover | € 75 | € 75 | 12 hours |
| Home Fire Insurance – Contents (in INR) |
No Cover | No Cover | Rs. 100000 | Nil |
| Home Burglary Insurance – Contents (in INR) |
No Cover | No Cover | Rs. 100000 | Nil |
Exclusions for Bharti Axa Individual & Family Schengen Travel
- Where the insured is travelling against the advice of a Physician
- Where the insured is is travelling for the purpose of obtaining treatment
- No claim will be paid if arising from suicide, attempted suicide or wilfully self inflicted injury
- No claim will be paid if arising from the Insured person taking part in Naval, Military or Airforce operations
- No claim will be paid if arising from War, invasion, acts of foreign enemy, hostilities
- No claim will be paid arising from the participation of the Insured person in adventure sports
- No claim will be paid for pre-existing diseases, sexually transmitted diseases, AIDS, HIV, etc
- Cosmetic surgery, unless such cosmetic surgery is rendered medically necessary as part of treatment for accidents and burns whilst being abroad.
- Hazardous occupation, or if engaged in any criminal or illegal act.
- Non Allopathic treatment e.g. - Ayurvedic, Yogic, Homeopathic, Unani treatment(s).
- Naturopathy treatment
Claim Process for Bharti Axa Individual & Family Schengen Travel
Assistance service provider is to be informed in each & every medical treatment.Non Intimation may invalidate the claim.
Service Provider details
| Country | Contact No. |
|---|---|
| For Canada | (Toll Free) 844-691-8883 |
| For USA | (Toll Free) 844-691-8885 |
| For Rest of the world excluding Canada & USA (Bharti AXA General +91 11 47324403 Insurance Call back number) | (+91 11 47324403) |