Chola MS Corporate Travel
General Insurance Company Ltd
Cholamandalam MS General Insurance Company Ltd. is a Joint Venture between Murugappa Group and Mitsui Sumitomo Insurance Group of Japan. Cholamandalam MS offers a wide range of products that include Accident, Engineering, Health, Liability, Marine, Motor, Property, Travel and Rural insurance for individuals and corporate.
Toll Free - 1800-200-5544 (India)
(+) 91 44 3098 5300 (International)
SMS: "CHOLA" to 56677*
Email: customercare@cholams.murugappa.com
Chola MS Corporate Travel Insurance policy is designed to cover health-related emergencies and travel-related inconveniences during a business travel. These are customizable, convenient, affordable plans for businesses of all sizes. Chola MS Overseas Corporate Travel Insurance covers you for a whole host of benefits with two coverage options: Standard Plan and Elite Plan. The Standard Plan is a pure health cover with 3 benefits i.e. Medical Cover, Repatriation of Remains and Dental Treatment and in the Elite Plan you can pick and choose from 15 optional benefits.
Unique Features of Chola MS Corporate Travel
Emergency medical and dental cover
Hassle free overseas claim settlement
Coverage for trip cancellations, loss or delay of baggage
Coverage for financial emergencies
24/7 worldwide assistance
Eligibility Criteria for Chola MS Corporate Travel
| Product Name | Travel Guard | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Minimum Age of Entry | 3 months | ||||||||||||
| Maximum age of Entry | 70 years | ||||||||||||
| Renewal Age | Upto 70 Years | ||||||||||||
| Sum Insured | $50,000/ $100,000/ $2,00,000/ $250,000 | ||||||||||||
| Policy Tenure | Minimum travel days to be purchased are 250 and maximum single trip duration will be 365 days. | ||||||||||||
| Family Definition | Individual | ||||||||||||
| Premium Calculated on Basis of | Age, Trip duration, Destination and Sum Insured | ||||||||||||
Product Benefits of Chola MS Corporate Travel
| Covers | Sum Insured Options | Deductibles |
| Medical Cover (Medical Evacuation Included) |
$50,000/100,000/ 200,000/250,000 |
$50 |
| Repatriation of Remains (within the overall medical limit) |
$7,500 | Nil |
| Dental Treatment | $200/300/500 | $50 |
| Checked Baggage Loss | $500/1000/1500 | Nil |
| Checked Baggage Delay | $100/$150 | 12 hours |
| Passport Loss | $150/$250 | $30 |
| Personal Liability | $100,000/$200,000 | Nil |
| Personal Accident - Overseas | $10,000/15,000/25,000 | Nil |
| Personal Accident - Domestic | INR 2,50,000/5,00,000/ 10,00,000 |
Nil |
| Trip Cancellation | $250/ $500 | $50 |
| Trip Curtailment | $250/ $500 | $50 |
| Trip Delay ($25 per 12 hours) | 1/2 | 12 hours |
| Hospital Daily Cash ($25 per day) |
1/2 | Nil |
| Hijack Relief Benefit ($100 per day) |
$400/$700 | 12 Hours |
| Financial Emergency | $250 | Nil |
| Emergency Travel Expenses - Replacement of colleague abroad |
$2500/ $5000 | Nil |
| Emergency Medical Expenses (Accidental Hospitalization only within India from Residence to airport and vice versa) |
INR 100,000 | INR 2500 |
| International Driving License Loss |
$100 | $25 |
Exclusions for Chola MS Corporate Travel
- Any treatment that might be the key reason or one of the reasons for the overseas travel.
- Any treatment that can be delayed, according to the attending doctor and the overseas administrator, till the policyholder returns to India.
- War (including war that has not officially been declared), invasion, civil war, act of foreign enemies; insurrection, rebellion, mutiny or revolution; usurped power (military or otherwise), capture, seizure, restraint, arrest or detainment; nationalization, confiscation or requisition; or damage caused by or due to the order of any public local authority or government; and acts of terrorism, with the exception of Hijack Relief.
- Any reckless, intentional or criminal activity, use or abuse of alcohol and/or drugs, or attempted suicide.
- Participation in air force, military or naval operations, either as a military exercise or as war games, or actual engagement with a foreign or domestic enemy.
- Losses caused by attempted or actual commission or participation by the policy holder in illegal activities or attempted or actual violation of the law, including resisting arrest.
- HIV/AIDS and all concomitant health conditions.
Please refer to the policy wordings for the complete list of exclusions.
Claim Process for Chola MS Corporate Travel
Assistance service provider is to be informed in each & every medical treatment. Non Intimation may invalidate the claim.
Service Provider details
| Country | Contact No. |
|---|---|
| USA | 8777779824 |
| Canada | 8778120252 |
| Colombia | 009+800-00000044 |
| Austria, Belgium, Denmark, France, Germany, Hungary, Ireland, Italy, Netherlands, New Zealand, Norway, Poland, Portugal, Spain, Sweden, Switzerland, UK | 00+800-00000044 |
| Finland | 990/999+800-00000044 |
| Australia | 011+800-00000044 |
| Israel | 014+800-00000044 |
| Malaysia | 00+800-00000044 |
| Hong Kong, Singapore, Thailand | 001+800-00000044 |
| South Korea | 001+800-00000044/ 002+800-00000044 |
| Japan (IDC) | 0033-010/001-010/0061+010/0041+010800-00000044 |
| Philippines | 1 800 11142270 |
| All other countries (non-tollfree number) | (+) 91 22 6734 7848 |
| Toll Free Number (within India) | 1800 209 5533 |
| Non-tollfree landline number | (+) 91 22 6734 7848 |
| cholams@europ-assistance.in | |
| Fax | (+) 91 22 6734 7888 |
| Address | Europ Assistance India Pvt. Ltd., C-301, Business Square, Andheri Kurla Road, Chakala, Andheri (E), Mumbai- 400093 |