Future Generali Suraksha Asia Plan
General Insurance
Future Generali General Insurance is a joint venture between Future Group, which owns some of the most popular retail chains in India such as Big Bazaar and Pantaloon, and Generali Group, a leading insurance company based in Italy with strong presence in Europe. The company provides comprehensive solutions to customers and enterprises through retail, commercial, personal and rural product offerings.
Toll Free - 1860 500 3333 / 1800 220 233
022 67837800
SMS: 'keyword' to 9222211100
Email: fgcare@futuregenerali.in
Future Travel Suraksha Asia is a plan that takes care of any contingencies that might arise during your journey; like, sudden illnesses, misplaced passport, lost luggage etc. This plan is available for any Individual upto 70 years of age or for a family of 4 consisting of Self, Spouse (upto 65 years) and 2 children upto 25 years). The plan is available for travel in Asia, except Japan and Korea.
Unique Features of Future Generali Suraksha Asia Plan
Cashless claim settlement in network hospitals
Reimbursement of claims in non-network hospital as per policy terms
Claims turnaround time of less than fourteen working days.
Worldwide service provider, hospital network, emergency & Medical travel assistance
Cover extension in India, up to 90 days for medical expenses on evacuation
24X7 toll-free assistance when abroad
Eligibility Criteria for Future Generali Suraksha Asia Plan
| Product Name | Travel Guard | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Minimum Age of Entry | 6 months | ||||||||||||
| Maximum age of Entry | 70 years for adults and upto 25 years for dependent children | ||||||||||||
| Renewal Age | Upto 70 Years | ||||||||||||
| Sum Insured | $25,000 for Individual plans. $50,000 & $1,00,000 for Family Floater plans | ||||||||||||
| Policy Tenure | Up to 30 days and can be extended maximum up to 60 days | ||||||||||||
| Family Definition | Individual / Family includes Self, Spouse, and 2 dependent children up to 25 years | ||||||||||||
| Premium Calculated on Basis of | Age, Trip duration, Destination and Sum Insured | ||||||||||||
Product Benefits of Future Generali Suraksha Asia Plan
| Family Floater | Individual | |||
| Medical Care | Benefits | Standard | Silver | Standard |
| Sickness medical expenses | USD 50,000 | USD 1,00,000 | USD 25,000 | |
| Accident medical expenses | ||||
| Emergency medical evacuation, Repatriation of remains |
||||
| Deductible | USD 50 | USD 50 | USD 50 | |
| Daily hospital allowances | USD 25 per day (max. up to 5 days) | USD 25 per day (max. up to 5 days) | N.A | |
| Deductible | 1 day | 1 day | N.A | |
| Emergency sickness, dental relief (included in medical cover) |
USD 100 | USD 150 | N.A. | |
| Deductible | USD 50 | USD 50 | N.A. | |
| Travel inconvenience | Loss of passport | USD 100 | USD 100 | USD 100 |
| Deductible | USD 25 | USD 25 | USD 25 | |
| Personal care | Baggage delay | USD 100 | U SD 100 | N.A |
| Deductible | 12 hours | 12 hours | N.A | |
| Baggage loss | USD 200 | USD 200 | N.A | |
| Deductible | N.A | N.A | N.A | |
| Personal accident | Accidental death and permanent total disablement |
USD 7,500 | USD 15,000 | USD 5,000 |
| Accidental death common carrier | USD 2,500 | USD 5,000 | N.A | |
| Legal liability | Personal liability | USD 10,000 | USD 10,000 | N.A |
| Deductible | USD 100 | USD 100 | N.A. | |
Exclusions for Future Generali Suraksha Asia Plan
- Policy does not cover pre-existing diseases &complications arising from them.
- Routine physical or other examination where there are no objective indication of impairment of normal health and medical expenses beyond the expiry of the policy period.
- Suicide, attempt to suicide or willfully self inflicted injury or illness, mental disorder, anxiety, stress or depression, venereal disease, alcoholism, drunkenness, abuse of drugs, HIV, AIDS.
- Pregnancy, resulting childbirth, miscarriage, abortion or complication arising out of any of the foregoing.
- Loss or damage to the insured’s passport as a result of theconfiscation or detention by customs, police or any other authority.
- Loss which is not reported to the appropriate police authority within 24hrs of the discovery of loss.
- War or war like actions
For detailed exclusions kindly, refer to the policy wordings
Claim Process for Future Generali Suraksha Asia Plan
Service provider is to be informed in each & every medical treatment. Non Intimation may invalidate the claim.
Service Provider details
| Country | Number to be dialed | Accessible from Phone type |
|---|---|---|
| Russia | 8-10-8002-7554011 | Local landline or Payphone |
| Singapore | 001 +800-18001900 | Local landline or Payphone |
| Malaysia | 00 +800-18001900 | Local landline or Payphone |
| China | 00 +800-18001900 | Local landline or Payphone |
| Hong Kong | 00 +800-18001900 | Local landline or Payphone |
| Thailand | 00 +800-18001900 | Local landline or Payphone |
| Philippines | 00 +800-18001900 | Local landline or Payphone |
Land line number for Claims: +91 22 6734 7878
Fax number: +91 22 6734 7888
Email ID: fgi@europ-assistance.in