Future Generali Suraksha Worldwide Travel Plan
Future Generali
General Insurance
General Insurance
Future Generali General Insurance is a joint venture between Future Group, which owns some of the most popular retail chains in India such as Big Bazaar and Pantaloon, and Generali Group, a leading insurance company based in Italy with strong presence in Europe. The company provides comprehensive solutions to customers and enterprises through retail, commercial, personal and rural product offerings.
Contact Details
Toll Free - 1860 500 3333 / 1800 220 233
022 67837800
SMS: 'keyword' to 9222211100
Email: fgcare@futuregenerali.in
Product Overview of Future Generali Suraksha Worldwide Travel Plan
Future Travel Suraksha Worldwide plan covers you for all medical eventualities, and other travel associated contingencies with nominal premium rates. The policy offers flexibility of choosing a Travel Insurance Plan as per your need and even specially designed plan for senior citizens (i.e. 71–80) years of age.
Unique Features of Future Generali Suraksha Worldwide Travel Plan
Cashless claim settlement in network hospitals
Get tuition fees reimbursed if hospitalised for long
Claims turnaround time of less than fourteen working days.
Worldwide service provider, hospital network, emergency & Medical travel assistance
Eligibility Criteria for Future Generali Suraksha Worldwide Travel Plan
| Product Name | Travel Guard | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Minimum Age of Entry | 6 months | ||||||||||||
| Maximum age of Entry | 70 years (Age eligibility for Superior Care Plan is from 71 years to 80 years) | ||||||||||||
| Renewal Age | Upto 70 Years/ Upto 80 years for Superior care plan | ||||||||||||
| Sum Insured | $50,000/ $1,00,000/ $2,50,000/ $5,00,000 | ||||||||||||
| Policy Tenure | Up to 180 days | ||||||||||||
| Family Definition | Individual / Family includes Self, Spouse, and 2 dependent children up to 25 years | ||||||||||||
| Premium Calculated on Basis of | Age, Trip duration, Destination and Sum Insured | ||||||||||||
Product Benefits of Future Generali Suraksha Worldwide Travel Plan
| Benefits | Single Trip Plans | Annual Multi-Trip | Superior Care |
Deductible | |||||
| All figures are in US $ | Standard | Silver | Gold | Platinum | Gold | Platinum | |||
| Medical Expenses | 50,000 | 1,00,000 | 2,50,000 | 5,00,000 | 2,50,000 | 5,00,000 | 1,00,000 | 75 | |
| Medical Care | Emergency Medical Evacuation |
Included | Included | Included | Included | Included | Included | Included | ---- |
| Repatriation of Remains(Limited to USD 10000) |
Included | Included | Included | Included | Included | Included | Included | ---- | |
| Daily Hospital Allowances |
---- | ---- | 25 per day (max. 5 days) |
25 per day (max. 5 days) |
25 per day (max. 5 days) |
25 per day (max. 5 days) |
---- | 1 Day | |
| Emergency Sicknes Dental Relief |
300 | 300 | 300 | 300 | 300 | 300 | ---- | 100 Day | |
| Travel inconvenience |
Hijack Benefit | 50 per day(max for 7 days) |
50 per day(max for 7 days) |
100 per day(max for 7 days) |
150 per day(max for 7 days) |
100 per day(max for 7 days) |
150 per day(max for 7 days) |
50 Per day (max | 1 Day |
| Trip Delay | ---- | ---- | 20 per 12 hours (max. 120 hrs) |
20 per 12 hours (max. 120 hrs) |
20 per 12 hours (max. 120 hrs) |
20 per 12 hours (max. 120 hrs) |
---- | 12 Hrs | |
| Trip Cancellation | ---- | ---- | ---- | 500 | ---- | 500 | ---- | 100 | |
| Trip Curtailment | ---- | ---- | ---- | 300 | ---- | 300 | ---- | 100 | |
| Missed Connection |
---- | ---- | ---- | 500 | ---- | 500 | ---- | 50 | |
| Loss Of Passport |
200 | 200 | 250 | 250 | 250 | 250 | 200 | 25 | |
| Personal Care | Baggage Delay | 50 | 50 | 100 | 200 | 100 | 200 | 50 | 12 Hrs |
| Baggage Loss ***(checked in) |
250 | 500 | 1000 | 1000 | 1000 | 1000 | 500 | 25 | |
| Compassionate visit |
---- | ---- | ---- | Up to a max. of 1,000 |
---- | Up to a max. of 1,000 |
---- | 200 | |
| Financial Emergency Assistance |
100 | 200 | 500 | 500 | 500 | 500 | 200 | ---- | |
| Personal Accident |
Accidental Death and Permanent Total disability |
5,000 | 5,000 | 10,000 | 20,000 | 10,000 | 20,000 | 5,000 | |
| Accidental Death (Common Carrier) |
3000 | 5000 | 5000 | 5000 | 5000 | 5000 | 5000 | ||
| Accidental Death (Air Travel only) |
5000 | 5000 | 5000 | 5000 | |||||
| Legal Liability | Personal Liability | 1,00,000 | 1,00,000 | 2,00,000 | 2,00,000 | 2,00,000 | 2,00,000 | 1,00,000 | 0.1% of limit of indemnity |
| Special Care | Golfers hole in one celebration |
100 | 100 | 100 | 200 | 100 | 200 | ||
| Automatic Extension up to 7 days |
--- | --- | Available | Available | Available | Available | |||
| Burglary (Home Contents) |
INR 1,00,0000 | INR 2,00,0000 | INR 1,00,0000 | INR 2,00,0000 | |||||
| Child escort | 2500 | 2500 | 2500 | 2500 | |||||
Exclusions for Future Generali Suraksha Worldwide Travel Plan
- Policy does not cover pre-existing diseases &complications arising from them.
- Routine physical or other examination where there are no objective indication of impairment of normal health and medical expenses beyond the expiry of the policy period.
- Suicide, attempt to suicide or willfully self inflicted injury or illness, mental disorder, anxiety, stress or depression, venereal disease, alcoholism, drunkenness, abuse of drugs, HIV, AIDS.
- Pregnancy, resulting childbirth, miscarriage, abortion or complication arising out of any of the foregoing.
- Loss or damage to the insured’s passport as a result of theconfiscation or detention by customs, police or any other authority.
- Loss which is not reported to the appropriate police authority within 24hrs of the discovery of loss.
- War or war like actions
For detailed exclusions kindly, refer to the policy wordings
Claim Process for Future Generali Suraksha Worldwide Travel Plan
Service provider is to be informed in each & every medical treatment. Non Intimation may invalidate the claim.
Service Provider details
| Country | Number to be dialed | Accessible from Phone type |
|---|---|---|
| U.S.A. | 8775729854 | Mobile phone |
| Canada | 8775729855 | Mobile phone |
| Russia | 8-10-8002-7554011 | Local landline or Payphone |
| New Zealand | 00 +800-18001900 | Local landline or Payphone |
| Singapore | 001 +800-18001900 | Local landline or Payphone |
| Malaysia | 00 +800-18001900 | Local landline or Payphone |
| Australia | 0011+800-18001900 | Local landline or Payphone |
| Austria | 00 +800-18001900 | Local landline or Payphone |
| China | 00 +800-18001900 | Local landline or Payphone |
| France | 00 +800-18001900 | Local landline or Payphone |
| Germany | 00 +800-18001900 | Local landline or Payphone |
| UK | 00 +800-18001900 | Local landline or Payphone |
| Netherlands | 00 +800-18001900 | Local landline or Payphone |
| Belgium | 00 +800-18001900 | Local landline or Payphone |
| Portugal | 00 +800-18001900 | Local landline or Payphone |
| Denmark | 00 +800-18001900 | Local landline or Payphone |
| Hong Kong | 00 +800-18001900 | Local landline or Payphone |
| Norway | 00 +800-18001900 | Local landline or Payphone |
| Spain | 00 +800-18001900 | Local landline or Payphone |
| Finland | 00 +800-18001900 | Local landline or Payphone |
| Poland | 00 +800-18001900 | Local landline or Payphone |
| Thailand | 00 +800-18001900 | Local landline or Payphone |
| Ireland | 00 +800-18001900 | Local landline or Payphone |
| Philippines | 00 +800-18001900 | Local landline or Payphone |
| Italy | 00 +800-18001900 | Local landline or Payphone |
| Hungary | 00 +800-18001900 | Local landline or Payphone |