Robinhood Insurance Broker Private Limited

HDFC ERGO Overseas Travel Insurance

HDFC ERGO
General Insurance Company Ltd.

HDFC ERGO General Insurance Company Ltd. is a 74:26 joint venture between HDFC Ltd., India’s premier Housing Finance Institution and ERGO International AG, the primary insurance entity of Munich Re Group. The Company offers complete range of general insurance products ranging from Motor, Health, Travel, Home and Personal Accident in the retail space and customized products like Property, Marine and Liability Insurance in the corporate space.

Contact Details

Toll Free - 1800 2 700 700
Fax - 91-22-6638 3699
Email: care@hdfcergo.com

Product Overview of HDFC ERGO Overseas Travel Insurance

HDFC ERGO Overseas travel insurance is a policy that safeguards you against unforeseen mishaps during your travel and stay abroad. The Travel Insurance plans offers you cashless hospitalization, instant policy issuance and 24x7 helpline assistance with no medical health check up.

Unique Features of HDFC ERGO Overseas Travel Insurance

Cashless claim settlement in network hospitals

24X7 toll-free assistance when abroad

No health check-up

Evacuation to the home country is covered up to the medical sum insured chosen

Optimum coverage at low costs

Eligibility Criteria for HDFC ERGO Overseas Travel Insurance

Product NameTravel Guard
Minimum Age of Entry 6 months
Maximum age of Entry 70 years for adults and up to 21 years for 2 dependent children
Renewal Age Upto 70 Years
Sum Insured $30,000/ $50,000/ $1,00,000/ $2,00,000/ $5,00,000 (Single Trip)
$15,000/ $30,000/ $50,000/ $2,50,000/ $5,00,000 (Annual Multi trip)
Policy Tenure Up to 180 days 
Family Definition Individual / Family includes Self, Spouse, and 2 dependent children up to 21 years
Premium Calculated on Basis of Age, Trip duration, Destination and Sum Insured

Product Benefits of HDFC ERGO Overseas Travel Insurance

Single Trip Plan Benefits
Benefits Titanium  Platinum  Gold Silver Bronze
Emergency Medical Expenses (EME) 5,00,000 2,00,000 1,00,000 $50,000 $30,000
Accidental Death - Common Carrier $5,000 $5,000 $5,000 $3,000 $3,000
Permanent Disablement - Common Carrier $5,000 $5,000 $5,000 $3,000 $3,000
Hospital Cash 15 per day/Max150 15 per day/Max150 15 per day/Max150 15 per day/Max150 15 per day/Max150
Emergency Dental Treatment $500 $500 $500 $300 $300
Loss of Baggage and Personal Documents $250 $250 $250 $250 $250
Medical Evacuation Included in EME Included in EME Included in EME Included in EME Included in EME
Repatriation Included in EME Included in EME Included in EME Included in EME Included in EME
Loss of Checked Baggage $1,000 $1,000 $1,000 $1,000 $1,000
Delay of Checked Baggage $200 $200 $200 $100 $100
Accidental Death $25,000 $20,000 $15,000 $10,000 $10,000
Permanent Disablement $25,000 $20,000 $15,000 $10,000 $10,000
Personal Liability $2,00,000 $2,00,000 $1,00,000 $1,00,000 $50,000
Financial Emergency Assistance $1,500 $1,000 $700 $500 $300
Hijack Distress Allowance 75 per day/Max 525 75 per day/Max 525 75 per day/Max 450 75 per day/Max 45 75 per day/Max 450
Flight Delay 10 per hrs/Max 120 10 per hrs/Max 120 10 per hrs/Max 120 10 per hrs/Max 120 10 per hrs/Max 120
Contingency Travel Benefits 3,000 3,000 3,000 3,000 2,000


Benefits Annual Multi Trip Single Trip Asia Family Floater
  Titanium Gold Silver Bronze Silver
Emergency Medical Expenses (EME) 500,000 250000 30,000 15000 50,000
Accidental Death - Common Carrier 5,000 5000 NA NA NA
Permanent Disablement - Common Carrier 5,000 5000 NA NA NA
Hospital Cash 15 per day/Max150 15 per day/Max150 10 per day/Max150 10 per day/Max150 15 per day/Max150
Emergency Dental Treatment   500 500 500 500 200
Loss of Personal Documents 250 250 150 150 200
Medical Evacuation Included in EME Included in EME Included in EME Included in EME Included in EME
Repatriation Included in EME Included in EME Included in EME Included in EME Included in EME
Loss of Checked Baggage 1,000 1,000 300 300 400
Delay of Checked Baggage 200 200 100 100 100
Accidental Death 25,000 25,000 10,000 10,000 10,000
Permanent Disablement 25,000 25,000 10,000 10,000 10,000
Personal Liability 200,000 200,000 20,000 15,000 10,000
Financial Emergency Assistance 1,500 1,500 300 300 NA
Hijack Distress Allowance 75 per day/Max 525 75 per day/Max 525 75 per day/Max 525 75 per day/Max 525 75 per day/Max 525
Flight Delay 10 per hrs/Max 120 10 per hrs/Max 120 10 per hrs/Max 120 10 per hrs/Max 120 NA
Contingency Travel Benefits 3000 3000 2000 2000 NA

Exclusions for HDFC ERGO Overseas Travel Insurance

The company shall not be liable to pay any benefit to the Insured caused due to:

  1. Civil War or Foreign War
  2. Terrorism
  3. Self Inflicted Injury, Suicide
  4. Non adherence to medical advice
  5. Under influence of Liquor, Drugs or Narcotics (Unless advised/administered by a physician)
  6. Participation in any Sport as a Professional Player
  7. Participation in any Criminal Act
  8. AIDS or HIV
  9. Treatment of Nervous and Mental Problems
  10. Participating in hazardous sports like parachuting, hang gliding, bungee jumping etc.

Please refer the policy wordings for detailed list of exclusions.

Claim Process for HDFC ERGO Overseas Travel Insurance

Service provider is to be informed in each & every medical treatment. Non Intimation may invalidate the claim.

Service Provider details

International Toll Free +800 08250825
India 01204507250 (Chargeable)
Email travelclaims@hdfcergo.com
Fax (+91-120-6691600 )

Know Claim Process


  • By clicking on the "GET A CALL" button, I accept the terms and conditions & authorize OneInsure representatives to contact me (via Call/SMS/Email).

THANK YOU!