ICICI Lombard Student Travel Insurance
General Insurance Company
ICICI Lombard General Insurance Company is a joint venture between ICICI Bank and Fairfax Financial Holdings Limited, a financial services company based in Canada. ICICI Lombard has successfully launched a variety of innovative products using latest technology and managed to stay ahead of its competitors. In 2014, the company received Best Mobile Application award by the Asia Insurance Technology Award.
Toll Free - 1800 2666
09223622666 (Chargeable)
Email: customersupport@icicilombard.com
ICICI Lombard Globetrotter Student Travel is a comprehensive insurance plan that covers students against any uncertainties that could interrupt their education. The plan enables access to critical services abroad and provides peace of mind to your parents.
Unique Features of ICICI Lombard Student Travel Insurance
Buy the policy in Indian rupees, which is 1/3 the cost of buying similar insurance abroad
Sum Insured options upto $ 500,000
Plans are accepted by most of the foreign universities as a substitute for their compulsory insurance
Quick online extension of policy and cashless claim settlement through tie-up's with a vast network of hospitals across the globe.
Eligibility Criteria for ICICI Lombard Student Travel Insurance
| Product Name | Travel Guard | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Minimum Age of Entry | 16 Yrs | ||||||||||||
| Maximum age of Entry | 35 Yrs | ||||||||||||
| Renewal Age | 35 Yrs | ||||||||||||
| Sum Insured | $50,000, $100,000, $250,000 & $500,000 | ||||||||||||
| Policy Tenure | Up to 2 years | ||||||||||||
| Family Definition | Individual | ||||||||||||
| Premium Calculated on Basis of | Age, Trip duration, Destination and Sum Insured | ||||||||||||
Product Benefits of ICICI Lombard Student Travel Insurance
| Coverage Details | Coverage Amount | Bronze Plan | Gold Plan | Gold Plus Plan |
| Medical Expenses*# (including Medical Evacuation) | Medical Evacuation) US$ 50,000, US$ 100,000, US$ 250,000 & US$ 500,000 |
NA | Yes | Yes |
| Dental Treatment* | US$ 250 | NA | Yes | Yes |
| Repatriation of Remains | Up to medical sum insured | NA | Yes | Yes |
| Checked-in Baggage Loss | US$ 1,000 | Yes | Yes | Yes |
| Passport Loss** | US$ 200 | Yes | Yes | Yes |
| Personal Accident | Covered | $10,000 | $25,000 | $25,000 |
| Personal Liability | US$ 100,000 | Yes | Yes | Yes |
| Bail Bond | US$ 5,000 | Yes | Yes | Yes |
| Study Interruption | US$ 7,500 | Yes | Yes | Yes |
| Sponsor Protection | US$ 10,000 | Yes | Yes | Yes |
| Two-way Compassionate Visit | US$ 7,500 | Yes | Yes | Yes |
| Treatment for Mental and Nervous Disorders | US$ 1,000 | NA | NA | Yes |
| In-patient medical expenses related to pregnancy, subject to a waiting period of 10 months | US$ 500 | NA | NA | Yes |
| Medical expenses for inter-collegiate sports injuries | Up to medical sum insured | NA | NA | Yes |
| Cancer Screening and Mammography Expenses | US$ 2,000 | NA | NA | Yes |
| Childcare Benefits | US$ 100 | NA | NA | Yes |
| Deductible of US$ 100. This deductible is applicable on per illness (complete treatment) basis and not on per visit to the doctor / hospital. | ||||
| ** Deductible of US$ 50 - Applicable for each separate claim. | ||||
| # If not a pre-existing disease. | ||||
Exclusions for ICICI Lombard Student Travel Insurance
The company shall not be liable to pay any benefit to the Insured caused due to:
- Addiction to alcohol, drugs
- Mental disorder, anxiety, depression
- Venereal diseases
- Sexually transmitted diseases, AIDS, HIV
- Radiation, nuclear weapons induced
- Sporting activities
- Expenses arising out of loss of valuables, money, securities and tickets
- Naturopathy treatment, ayurvedic /homeopathic therapies
- Treatment relating to removal of physical flaws-cosmetic or plastic surgery
- Costs incurred relating to rest or recuperation at a spa or health resort
Please refer the policy wordings for detailed list of Exclusions
Claim Process for ICICI Lombard Student Travel Insurance
Service provider is to be informed in each & every medical treatment. Non Intimation may invalidate the claim.
Service Provider details
USA and Canada (+1 844 871 1200) Toll Free
From the rest of the world (+ 91 124 4498778) Call back facility
India 1800 102 5721 (Toll Free)
Email icicilombard@falck.com
Fax (+91 124 4006674)