Iffco Tokio Travel Insurance

General Insurance

IFFCO Tokio General Insurance is a joint venture between Indian Farmers Fertilizer Co-operative (IFFCO) and Tokio Marine and Nichido Fire Group, one of the largest non-mutual private insurance group from Japan.

Contact Details

Toll Free - 1-800-103-5499
0091 22 67515551

Product Overview of Iffco Tokio Travel Insurance

IFFCO TOKIO TRAVEL INSURANCE is a comprehensive plan for the entire family which caters to the all their needs during overseas travel. The policy considerably minimizes financial risk that arise due to owner's accident, medical expenses and repatriation, loss or delay of checked baggage, loss of passport, cancellation of flight and many more.

Unique Features of Iffco Tokio Travel Insurance

Customized overseas travel insurance policy which is available at competitive rates

A host of online facilities to avoid any wastage of time before travelling

Hassle free processing and simple documentation

24 Hour Worldwide Assistance

Eligibility Criteria for Iffco Tokio Travel Insurance

Product NameTravel Guard
Minimum Age of Entry 18
Maximum age of Entry 70
Sum Insured $50,000/ $1,00,000/ $2,50,000/ $5,00,000
Policy Tenure Original policy for 180 days and can get extension for additional 180 days
Family Definition Individual / Family includes Self, Spouse
Premium Calculated on Basis of Age, Trip duration, Destination and Sum Insured

Product Benefits of Iffco Tokio Travel Insurance

Covers Gold 500 Gold 250 Gold 100 Silver Bronze Deductible/ Excess
Medical Expense 500000 250000 100000 250000 50000 100
Dental Treatment 250 250 250 250 250 100
Transportation of mortal remains or burial at local place 7000 7000 7000 7000 7000 100
Hospital Daily Allowance $ 30 per day for 20 days $ 30 per day for 20 days NIL $ 30 per day for 20 days Nil 48Hrs
Total loss of checked baggage 1000 1000 1000 1000 500 Nil
Checked Baggage Delay 150 150 150 150 100 12 Hrs
Passport Loss 200 200 200 200 200 Nil
Hijack Distress Allowance 700 NA NA NA NA 12 Hrs
Financial Emergency Assistance 250 Nil Nil Nil Nil Nil
Personal Accident 25000 25000 25000 25000 15000 Nil
Personal Liability 100000 100000 100000 100000 Nil Nil
Countries covered Worlwide Worlwide Worlwide Worlwide excluding U.S.A & Canada Worlwide excluding U.S.A & Canada  

Exclusions for Iffco Tokio Travel Insurance

For any claim if the Insured Person –

  1. Is travelling against the advice of a Physician.
  2. Is receiving or on a waiting list for specified medical treatment declared in the physician’s report or certificate or
  3. Has received a terminal prognosis for a medical condition.
  4. Is taking part in a Naval, Military or Air Force operation.
  5. For any claim relating to events occurring before the commencement of the cover.
  6. For any claim arising out of illnesses or accidents that the Insured Person has caused intentionally or by committing a crime or as a result of drunkenness or addiction (drugs, alcohols).
  7. For any claims arising out of mental disorders, anxiety, stress of depression, venereal disease or any loss arising directly or indirectly from any injury, illness, death, loss or expense or any other liability attributable to HIV (Human Imnuno Deficiency Virus) and/ or any HIV related illness including AIDS (Acquired Imuno Deficiency Syndrome) and/ or any mutant derivative or variations thereof howsoever caused.
  8. For illness and accidents that are results of wars and warlike occurrences or invasions, acts of foreign enemies, hostilities, active participation in riots, civil war, rebellion, insurrection, military or usurped power or confiscation or nationalisation or requisition of or destruction of or damage to the property by or under the order of any government or local authority.
  9. For any claim arising from damage to any property whatsoever or any loss or expenses whatsoever resulting or arising from or any consequential loss directly or indirectly caused by or contributed to by or arising from:
  10. Ionising radiation or contamination by radioactivity from any nuclear waste from the combustion fuel or
  11. The radioactive, toxic, explosive or other hazardous properties of any explosive nuclear assembly or nuclear component thereof.
  12. For any claim arising out of sporting risk in so far as they involve the training or participation in competitions of professional or semi professional sportsmen or women.

Please refer the policy wordings for detailed list of Exclusions

Claim Process for Iffco Tokio Travel Insurance

Service provider is to be informed in each & every medical treatment. Non Intimation may invalidate the claim.

Service Provider details

Fax: 022 40004280
Email: travelhealth@phmglobal.com

Originating CountryInternational Access Code (+)UIFN number
Australia 11 800-80008400
Austria 0 800-80008400
Belgium 0 800-80008400
China 0 800-80008400
Denmark 0 800-80008400
Finland 990 800-80008400
France 0 800-80008400
Germany 0 800-80008400
Hong Kong 1 800-80008400
Hungary 0 800-80008400
Ireland 0 800-80008400
Israel 14 800-80008400
Italy 0 800-80008400
Japan 001-010 800-80008400
Japan 0033-010 800-80008400
Japan 0061-010 800-80008400
Japan 0041-010 800-80008400
S.Korea 1 800-80008400
S.Korea 2 800-80008400
Malaysia 0 800-80008400
Netherlands 0 800-80008400
New Zealand 0 800-80008400
Norway 0 800-80008400
Philipines 0 800-80008400
Portugal 0 800-80008400
Singapore 1 800-80008400
Spain 0 800-80008400
Sweden 0 800-80008400
Switzerland 0 800-80008400
Thailand 1 800-80008400
UK 0 800-80008400
Know Claim Process

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