Iffco Tokio Travel Insurance
General Insurance
IFFCO Tokio General Insurance is a joint venture between Indian Farmers Fertilizer Co-operative (IFFCO) and Tokio Marine and Nichido Fire Group, one of the largest non-mutual private insurance group from Japan.
Toll Free - 1-800-103-5499
0091 22 67515551
IFFCO TOKIO TRAVEL INSURANCE is a comprehensive plan for the entire family which caters to the all their needs during overseas travel. The policy considerably minimizes financial risk that arise due to owner's accident, medical expenses and repatriation, loss or delay of checked baggage, loss of passport, cancellation of flight and many more.
Unique Features of Iffco Tokio Travel Insurance
Customized overseas travel insurance policy which is available at competitive rates
A host of online facilities to avoid any wastage of time before travelling
Hassle free processing and simple documentation
24 Hour Worldwide Assistance
Eligibility Criteria for Iffco Tokio Travel Insurance
Product Name | Travel Guard | ||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Minimum Age of Entry | 18 | ||||||||||||
Maximum age of Entry | 70 | ||||||||||||
Sum Insured | $50,000/ $1,00,000/ $2,50,000/ $5,00,000 | ||||||||||||
Policy Tenure | Original policy for 180 days and can get extension for additional 180 days | ||||||||||||
Family Definition | Individual / Family includes Self, Spouse | ||||||||||||
Premium Calculated on Basis of | Age, Trip duration, Destination and Sum Insured |
Product Benefits of Iffco Tokio Travel Insurance
Covers | Gold 500 | Gold 250 | Gold 100 | Silver | Bronze | Deductible/ Excess |
Medical Expense | 500000 | 250000 | 100000 | 250000 | 50000 | 100 |
Dental Treatment | 250 | 250 | 250 | 250 | 250 | 100 |
Transportation of mortal remains or burial at local place | 7000 | 7000 | 7000 | 7000 | 7000 | 100 |
Hospital Daily Allowance | $ 30 per day for 20 days | $ 30 per day for 20 days | NIL | $ 30 per day for 20 days | Nil | 48Hrs |
Total loss of checked baggage | 1000 | 1000 | 1000 | 1000 | 500 | Nil |
Checked Baggage Delay | 150 | 150 | 150 | 150 | 100 | 12 Hrs |
Passport Loss | 200 | 200 | 200 | 200 | 200 | Nil |
Hijack Distress Allowance | 700 | NA | NA | NA | NA | 12 Hrs |
Financial Emergency Assistance | 250 | Nil | Nil | Nil | Nil | Nil |
Personal Accident | 25000 | 25000 | 25000 | 25000 | 15000 | Nil |
Personal Liability | 100000 | 100000 | 100000 | 100000 | Nil | Nil |
Countries covered | Worlwide | Worlwide | Worlwide | Worlwide excluding U.S.A & Canada | Worlwide excluding U.S.A & Canada |
Exclusions for Iffco Tokio Travel Insurance
For any claim if the Insured Person –
- Is travelling against the advice of a Physician.
- Is receiving or on a waiting list for specified medical treatment declared in the physician’s report or certificate or
- Has received a terminal prognosis for a medical condition.
- Is taking part in a Naval, Military or Air Force operation.
- For any claim relating to events occurring before the commencement of the cover.
- For any claim arising out of illnesses or accidents that the Insured Person has caused intentionally or by committing a crime or as a result of drunkenness or addiction (drugs, alcohols).
- For any claims arising out of mental disorders, anxiety, stress of depression, venereal disease or any loss arising directly or indirectly from any injury, illness, death, loss or expense or any other liability attributable to HIV (Human Imnuno Deficiency Virus) and/ or any HIV related illness including AIDS (Acquired Imuno Deficiency Syndrome) and/ or any mutant derivative or variations thereof howsoever caused.
- For illness and accidents that are results of wars and warlike occurrences or invasions, acts of foreign enemies, hostilities, active participation in riots, civil war, rebellion, insurrection, military or usurped power or confiscation or nationalisation or requisition of or destruction of or damage to the property by or under the order of any government or local authority.
- For any claim arising from damage to any property whatsoever or any loss or expenses whatsoever resulting or arising from or any consequential loss directly or indirectly caused by or contributed to by or arising from:
- Ionising radiation or contamination by radioactivity from any nuclear waste from the combustion fuel or
- The radioactive, toxic, explosive or other hazardous properties of any explosive nuclear assembly or nuclear component thereof.
- For any claim arising out of sporting risk in so far as they involve the training or participation in competitions of professional or semi professional sportsmen or women.
Please refer the policy wordings for detailed list of Exclusions
Claim Process for Iffco Tokio Travel Insurance
Service provider is to be informed in each & every medical treatment. Non Intimation may invalidate the claim.
Service Provider details
Fax: 022 40004280
Email: travelhealth@phmglobal.com
Originating Country | International Access Code (+) | UIFN number |
---|---|---|
Australia | 11 | 800-80008400 |
Austria | 0 | 800-80008400 |
Belgium | 0 | 800-80008400 |
China | 0 | 800-80008400 |
Denmark | 0 | 800-80008400 |
Finland | 990 | 800-80008400 |
France | 0 | 800-80008400 |
Germany | 0 | 800-80008400 |
Hong Kong | 1 | 800-80008400 |
Hungary | 0 | 800-80008400 |
Ireland | 0 | 800-80008400 |
Israel | 14 | 800-80008400 |
Italy | 0 | 800-80008400 |
Japan | 001-010 | 800-80008400 |
Japan | 0033-010 | 800-80008400 |
Japan | 0061-010 | 800-80008400 |
Japan | 0041-010 | 800-80008400 |
S.Korea | 1 | 800-80008400 |
S.Korea | 2 | 800-80008400 |
Malaysia | 0 | 800-80008400 |
Netherlands | 0 | 800-80008400 |
New Zealand | 0 | 800-80008400 |
Norway | 0 | 800-80008400 |
Philipines | 0 | 800-80008400 |
Portugal | 0 | 800-80008400 |
Singapore | 1 | 800-80008400 |
Spain | 0 | 800-80008400 |
Sweden | 0 | 800-80008400 |
Switzerland | 0 | 800-80008400 |
Thailand | 1 | 800-80008400 |
UK | 0 | 800-80008400 |